泸州银行2023中期报告

泸州银行股份有限公司*Luzhou Bank Co., Ltd.* （於中華人民共和國註冊成立的股份有限公司）股份代號：1983(A joint stock company incorporated in the People's Republic of China with limited liability)Stock Code: 1983 2023中期報告INTERIM REPORT 2 4 6 48 55 59 61 62 147 1瀘州銀行股份有限公司瀘州銀行2LUZHOU BANK CO., LTD.LUZHOU BANK 2,717,752,062 181646000www.lzccb.cn 22202211 H 199791591510500708926271UB0210H2510500010830-968300830-23626060830-3100625ir@lzccb.cn 瀘州銀行股份有限公司19979153921,539.45888.281,154.82 H201812171983 (1)(2)(3)(4)(5)(6)(7)(8)(9) 1. 202359.35.5% 10352483.2527,901.015.5%2.61.7 瀘州銀行 2. 2023 3. 3.1 202363068.600.313.73%6.750.324.92% 3.2 202324.470.883.73%63.54%12.388.9236.46% 3.3 2023630615.552.3613.19% (1)3.3 (2)3.3 (3)3.3 20236301,273.4833.532.57%2.44%0.302.74%0.01 3.4 2023630636.062.356.12% 3.4.1 2023630628.361.385.12% 3.4.2 202363066.813.5134.02% 3.4.3 202363060.360.2338.79% 3.4.4 202363060.53 3.5 2023630620.510.010.05% 3.5.1 2023630617.521.046.32% 3.5.2 202363060.780.0811.80% 3.5.3 202363061.711.1640.34% 3.6 202363068.923.2457.07% 3.7 202363066,9622,275.7 3.8 202363068.233.4772.95%2.700.52 3.9 202363067.170.446.48%0.174.13%0.3730.63% 3.10 202363068.720.131.51% 202363066.400.416.90% 4. 4.1 2 0 2 361 , 5 3 9 . 4 55 3 . 1 53.58% 20236888.2856.476.79%850.1750.186.27% 20236729.2433.794.86%82.10%1.51 2023620.9312.71154.42%2.36%1.37 20236133.328.757.02%15.01%0.03 20236549.2864.0013.19% 4.2 2 0 2 361 , 4 3 0 . 9 24 6 . 5 83.36% 202361,154.8260.365.52%80.70% 2023636.08%1.3385.66%2.0424.12%0.79 20236122.0529.2131.47% 2023691.4338.4029.58% 4.3 20236108.526.576.44% 5. 5.1 15.28 5.2 5.3 35 6. 883.506.67%13.220.551.50%0.03 0.051.33%0.020.13%0.04% 202386.88% 8.750.0515.09%0.132.22% 82.1059.49%9.29%11.008.26% 19.153.402.17%0.2735.1726.97%11 2.950.252.70 38.116.3019.78% 20% 20% 7. 20121 12.97%0.042.479.82%0.11.328.28%0.180.78 (1)= 8. 1. 2. 3. 4.5.6. 1.2.3.4. 1. 2. H 1.2.3.4.5. 202363070.70%45.70141.92%41.92154.51%54.51 1. 2.3. 9. 10. 729.244.86%275.9937.85%453.1462.14%0.120.01% 202363020.931.54% 486.4042.12% 7CeeE+ 45,0107,66520.52% 518.449,358111.869,1146.21% 2023630134.46644.68133.32 505010010030030020236308,8331,631 644.6825.834.17%155.5111.177.74%24.12% 2023630133.32 2023630150.69125.624.743.92% 202375.63202363048,12448,08440164.113.70%-5.10% 20182023630162.21 2023 1 5.221.5823.20%0.00100.00%5.226.45%3.621.2955.37%0.003.6255.37% 2 33.661.103.16%0.125.0097.66% 3 83.1031.9862.56%50.08100% 4 202363018.8414.47331.12% 5 47.6038.5644.75% 2023 3GDP5%35,000 CPIPPI 3 386.0188.7229.84%27.804.6014.20%109.6032.3041.79%8.171.3514.18%171.3444.4735.05%69.1017.9034.96% 2 137.0767.7247.8621.4925.3915.63% 1. 2. 3. 3.1520 4. % 2,717,752,0621,964,632,062H753,120,000 10 2023630XV23336 (1)390,528,00043,392,000 (2)(i)8,678,40092.68%70.44%80%(ii)325,440,00080% (3)60%40%92% (4)88,154,722173,568,000241,911 (5)48,659,355(i)110,059,03545.99%51.86%50.82%55.11%(ii)43,392,00024.99%2021612024531(iii)13,495,34637.26%(iv)18,007,680 (6)OTX ADVISORY HOLDINGS, INC.OTX ADVISORYHOLDINGS, INC.H (7)(i)WISMAN CAPITAL LIMITED134,386,800H(ii)26,400HWISMAN CAPITAL LIMITEDH (8)JNR Asia Corporation Limited22.61% (9)51.86%45.99%50.82%41.18% (10)Guotai Junan Financial Products LimitedGuotai Junan International Holdings LimitedGuotaiJunanInternational Holdings LimitedGuotaiJunan Financial Holdings Limited73.74%Guotai Junan Financial Holdings LimitedGuotai Junan Securities Co., Ltd.Guotai Junan International Holdings LimitedGuotai Junan Financial Holdings LimitedGuotai Junan Securities Co., Ltd.Guotai Junan Financial Products LimitedH 2023630336 (1)38 (1)20181 2023630XVXV78352 (1) 2023630XV352 11245 6 5122 11 20233132023313 20233132023313 20233282023328 20233282023328 20233282023328 2023520235 20237 20236301,43534.71203045131.43%304065945.92%405021014.64%501158.01% 26618.54%392264.25%24717.21% 14710.24% 1996,783 20228320229202022832022920202292020233123.213.253.27A20233133.213.253.27A 2022HH2022 2022100.820221231217.422023 2023630 20232017 2023 泸州银行股份有限公司 62146瀘州銀行股份有限公司3434 2410 34 2023817 （除另有標明外，所有金額均以人民幣千元列示） 2023630() 1 瀘州銀行股份有限公司1997915 199858201964瀘州銀行股份有限公司2018121720236302,717,752,0621 2023817 2 2.1 34 2022 2022 33 2023630() 2 2.1 2.1.1 81212 8 8 12 12 12 12 2.1.2 2 2.2 2022 3 2023630() 3 3.1 3.1.1 1,000 3 3.1 3.1.1 (a) (b) 2023630() 3 3.1 3.1.2 (b) 3 3.1 3.1.2 (b) 3.1.3 2023630() 3 3.1 3.1.3 35 3.1.4 9(ECL)1(ECL) 912(ECL) 3 3.1 3.1.4 (1) •3090••BBB• •• (2) •90••C 2023630() 3 3.1 3.1.4 (2) ••••• (PD)(EAD)(LGD) 6 (3) 12(PD)(EAD)(LGD) 121212Markov 12 3 3.1 3.1.4 (4) MERTON(PD) 202363031231212123202363060%10%30%2022123160%10%30%) 2023630() 3 3.1 3.1.5 (a) 3 3.1 3.1.5 (b) 2023630() 3 3.1 3 3.1 3.1.6 2023630() 3 3.1 3.1.6 3 3.1 3.1.6 (d) 2023630() 3 3.1 3.1.6 (e) 3.1.7 202363020221231 3 3.1 3.1.7 2023