普汇中金国际2022 年报

Co 目录 ntents 2 CorporateInformation公司资料 4 Chairman’sStatement主席报告 财务摘要 11 FinancialHighlights 财务概要 12 FinancialSummary 管理层讨论及分析 14 ManagementDiscussionandAnalysis 董事及高级管理人员 31 DirectorsandSeniorManagement 企业管治报告 37 CorporateGovernanceReport 董事会报告 66 Directors’Report 93 IndependentAuditors’Report独立核数师报告 103 ConsolidatedStatementofProfitorLossandOtherComprehensiveIncome综合损��其�全面收益表 综合财务状况表 105 ConsolidatedStatementofFinancialPosition 综合权益变动表 107 ConsolidatedStatementofChangesinEquity 综合现金流量表 110 ConsolidatedStatementofCashFlows 综合财务报表附注 115 NotestotheConsolidatedFinancialStatements 集团物业 388 GroupProperties ion 公司资料 CorporateInformat EXECUTIVEDIRECTORS Mr.LiWeibin,ChairmanandManagingDirector Mr.SiuWaiYipMr.LauChiKit INDEPENDENTNON-EXECUTIVEDIRECTORS Dr.HoChungTai,RaymondMs.LaiKaFung,May Ms.ChanSimLing,Irene COMPANYSECRETARY Ms.LauWaiHar REGISTEREDOFFICE ClarendonHouse2ChurchStreet HamiltonHM11Bermuda HEADOFFICEANDPRINCIPALPLACEOFBUSINESSINHONGKONG Suites5-6,40/F.,OneExchangeSquare8ConnaughtPlace Central,HongKong 李伟斌先生，主席兼董事总经理萧伟业先生 执行董事 刘智杰先生 独立非执行董事 何钟泰博士黎家凤女士陈婵玲女士 公司秘书 刘慧霞女士 注册办事处ClarendonHouse2ChurchStreet HamiltonHM11Bermuda 总营办业事地处点及香港主要 香港中环康乐广场8号 交易广场1座40楼5-6室 公司资料 CorporateInformation PRINCIPALBANKERS TheHongkongandShanghaiBankingCorporationLimitedDBSBank(HongKong)Limited ChinaMinshengBankingCorporationLimitedIndustrialandCommercialBankofChinaLimitedIndustrialandCommercialBankofChina(Asia)LimitedBankofXi’anCompanyLimited BankofNingxiaCompanyLimitedBankofChang’anCompanyLimited PRINCIPALSHAREREGISTRARANDTRANSFEROFFICE OcorianManagement(Bermuda)LimitedVictoriaPlace,5thFloor 31VictoriaStreetHamiltonHM10Bermuda HONGKONGBRANCHSHAREREGISTRARANDTRANSFEROFFICE TricorStandardLimitedLevel54,HopewellCentre183Queen’sRoadEastHongKong (Addresstobechangedto17/F,FarEastFinanceCentre16HarcourtRoad HongKongwitheffectfrom15August2022) AUDITOR HLBHodgsonImpeyChengLimited CertifiedPublicAccountants LEGALADVISERS MichaelLi&Co. 主要往来银行 香港上海汇丰银行有限公司星展银行（香港）有限公司中国民生银行股份有限公司中国工商银行股份有限公司 中国工商银行（亚洲）有限公司西安银行股份有限公司 宁夏银行股份有限公司长安银行股份有限公司 主登要记股处份过户 OcorianManagement(Bermuda)LimitedVictoriaPlace,5thFloor 31VictoriaStreetHamiltonHM10Bermuda 香登港记股分份处过户卓佳标准有限公司香港 皇后大道东183号合和中心54楼 （地址将变更至香港 夏悫道16号 远东金融中心17楼， 自二零二二年八月十五日起生效） 核数师 国卫会计师事务所有限公司 执业会计师 法律顾问 李智聪律师事务所 ChinlinkInternationalHoldingsLimited(the“Company”or“Chinlink”)anditssubsidiaries(collectivelyreferredtoasthe“Group”)havegonethroughachallengingyearamidaveryharshbusinessenvironment.TheCOVID-ledcitylockdowns,theincreasinglycomplicatedgeopoliticallandscape,supplychainbottleneck,risinginflationandinterestratehikes,andtheChinesegovernmentregulatorycrackdownsonabroadrangeofindustries,particularlyonthepropertysector,allhaveadirectbearingontheGroup’sperformance. SomeofthebusinesssegmentsoftheGroupreporteddeclinedrevenuesduringthefinancialyearended31March2022(the“Year”).Therisinginterestratesfurthererodedtheoverallprofits,despiteourpersistenteffortstocurtaincostsinthepastfewyears.Manyofthenewbusinessinitiativesaimingtodiversifyourincomebaseswerenotabletoimplementontimeduetotravelrestrictions,citylockdownsandrisingpoliticalandfinancialtensionsbetweenthePeople’sRepublicofChina(the“PRC”or“China”)andtheUnitedStatesofAmerica(the“US”). 普汇中金国际控股有限公司（“本公司”或“普汇中金”）及其附属公司（统称“本集团”）在极为严峻的营商环境中度过了充满挑战的一年。新冠疫情导致的城市封锁、日益复杂的地缘政治局势、供应链瓶颈、通胀加剧及利率上升，以及中国政府对广泛行业，尤其是地产行业的监管打击，均对本集团的表现产生负面影响。 截至二零二二年三月三十一日止财政年度 （“本年度”），本集团的部分业务分部录得收入下降。尽管我们在过去数年一直致力于控制成本，但利率上升仍进一步侵蚀整体利润。由于出行限制、城市封锁及中华人民共和国（“中国”）与美国（“美国”）之间日益加剧的政治及金融紧张局势，导致多个旨在令我们收入基础多样化的新业务举措未能如期落实。 AmongsttheGroup’soperatingsegments,thepropertyinvestmentbusinessisthehardesthit.Overtheyears,theGrouphasaccumulatedasignificantinvestmentinlandandpropertyinXi’anCityandHanzhongCityoftheShaanxiProvince.RiddenbytheChinesepropertysector’sexponentialgrowthoverthepasttwodecades,wehaveenjoyedgenerouscapitalappreciationoninvestmentpropertiesinthelastdecade.However,sincetheChinesegovernment’stighteningonthepropertysectorfrommid-2021,propertysalesandpriceshaveslumped.ItwasfurthercomplicatedbytheresurgenceofCoronavirusDisease2019(“COVID-19”)andtheonandoffcitylockdowns,affectingboththeconsumptionanddemandforcommercialandresidentialproperties.SincelastSeptember,thepresaleofthephasetwodevelopment(the“PhaseTwoDevelopment”)ofDaminggongConstructionMaterialsandFurnitureShoppingCentre(DongsanhuanBranch)*(the“CommercialComplex”)inXi’anhasbeenunsatisfactory.Initially,weanticipatedthepresalewouldbringinsubstantialcashflowinayearortwotoimprovetheGroup’sliquidity.However,thesaleprogresshasbeenfarfromsatisfactorybecauseofthegrimmarketsituation. TheGrouphasbeenpayinghighinterestandfinancingcostsfordebtsincurredontheinvestmentproperties.Lastfinancialyearended31March2021(the“PreviousYear”),theGrouptriedtorefinancecertainhigh-costdebtstoachievelowerinterestrateswithhigherlendingratiosandlongertenures.However,sucheffortswerenotsuccessfulbecauseprimarily,mostbanksandfinancialinstitutionshavetightenedtheirlendingpolicytowardsrealestateindustryinChina,consideringthewavesofdefaultsbyover