美国银行美股招股说明书(2026-05-26版)

Issuer Callable Yield Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the Least Performing of the Nasdaq-100®Index, the Russell 2000®Index and the S&P 500®Index •The Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100® S&P 500®Index, due May 24, 2029 (the “Notes”) priced on May 20, 2026 and will issue on May 26, 2026.•Approximate 3 year term if not called prior to maturity.•Payments on the Notes will depend on the individual performance of the Nasdaq-100®Index, the Russell 2000®Index and the S&P 500®Index (each an “Underlying”). •Contingent coupon rate of 8.90% per annum (0.7417% per month) payable monthly if the closing level ofeachUnderlying on the applicable •Beginning on May 25, 2027, callable monthly at our option for an amount equal to the principal amount plus the relevant Contingent CouponPayment, if otherwise payable. •Assuming the Notes are not called prior to maturity, ifanyUnderlying declines by more than 40% from its Starting Value, at maturity yourinvestment will be subject to 1:1 downside exposure to decreases in the value of the Least Performing Underlying, with up to 100% of the principal at risk; otherwise, at maturity, you will receive the principal amount. At maturity you will also receive a final Contingent Coupon Payment if theclosing level ofeachUnderlying on the final Observation Date is greater than or equal to 60.00% of its Starting Value. •All payments on the Notes are subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.•The Starting Values of the Underlyings were determined on May 18, 2026 (the “Strike Date”). The Starting Value of each Underlying is lower than its respective closing level on the pricing date.•The Notes will not be listed on any securities exchange.• The initial estimated value of the Notes as of the pricing date is $989.40 per $1,000.00 in principal amount of Notes, which is less than thepublic offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See“Risk Factors” beginning on page PS-10 of this pricing supplement and “Structuring the Notes” on page PS-26 of this pricing supplement for additional information.There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider the information in “Risk Factors” beginning on page PS-10 of this pricing supplement, page PS-3 of the accompanying product supplement, page None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $992.50 per (2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $7.50, resulting in proceeds, before expenses, to BofAFinance of as low as $992.50 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofA Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100®the S&P 500®Index Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100®the S&P 500®Index The initial estimated value of the Notes as of the pricing date is set forth on the cover page of this pricing supplement. For more information about theinitial estimated value and the structuring of the Notes, see “Risk Factors” beginning on page PS-10 and “Structuring the Notes” on page PS-26. Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100®the S&P 500®Index The Redemption Amount will also include a final Contingent Coupon Payment if the Ending Value of theLeast Performing Underlying is greater than or equal to its Coupon Barrier. Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100®the S&P 500®Index Total Contingent Coupon Payment Examples The table below illustrates the hypothetical total Contingent Coupon Payments per $1,000.00 in principal amount of Notes over the term of the Notes,based on the Contingent Coupon Payment of $7.417, depending on how many Contingent Coupon Payments are payable prior to an Optional Early Contingent Income Issuer Callable Yield Notes Linked to the Least Performing of the Nasdaq-100®the S&P 500®Index Hypothetical Payout Profile and Examples of Payments at Maturity Contingent Income Issu