新生代购房者年度报告

We began research for the first annual NextGen Homebuyer Report inApril of 2020 and have since launched 8 surveys, totaling over 5,000respondents between the ages of 18-44, alongside countless interviewswith NextGen homebuyers. A common theme through the past three Last year, we found significant variances in psychometric and behavioralapproaches to homebuying and financial wellness between Gen Z andMillennials, as well as barriers by gender, race and ethnicity, andoccasionally by income level. While this report remains fairly general, we increase equal access to financial resources and increase empathy in thehomebuying experience. I look forward to hearing your thoughts on howwe can utilize this information to improve our industry and communities. Kristin Messerli Executive Director, FirstHome IQ •1,000 Respondents, collected in January 2024•Between the ages of 18-44, equal distributionbetween Gen Z (18-24), Younger Millennials (25- or visitNationalMI.com/NextGen-Resources Over half of NextGen arenot confidenthomeownershipwill beaccessibleto the next generation. YouTubeis the topsocial mediaplatform used byMillennials and Gen Z to search for homebuying info. learning about buying a home. homebuying. futureas a top barrier to buying a home. make smart decisions about their future. FirstHome IQis a nonprofit organization, dedicated to financial literacy andhomebuyer education for the next generation. FirstHome IQ offers onlinecourses, live presentations, and free resources for teachers and schools.FirstHome IQ’s Ambassador program provides over 90 industry professionalswith educational social media content, marketing resources, and educational National Mortgage Insurance Corporation(National MI) is a U.S.-based, privatemortgage insurance company established with a mission to enable low downpayment borrowers to realize homeownership, while protecting lenders andinvestors against losses related to a borrower’s default. We take astraightforward approach to both our products and practices to ensure lenders’confidence in the loans they place with us. We adhere to high standards ininsurance underwriting and processing, and customer service. National MI is The information contained in this Report has been provided by Kristin Messerlifor general information purposes only and does not replace independentprofessional judgment. While every care has been taken to ensure that thecontent is useful and accurate, Kristin Messerli gives no guarantees,undertakings, or warranties in this regard, and does not accept any legal liabilityor responsibility for the content or the accuracy of the information so provided,or for any loss or damage caused arising directly or indirectly in connection with VisitNextGenHomebuyer.comto viewpast reports and research or go toNationalMI.com/NextGen-Resources