2023年全球银行业首席执行官CEO展望报告

KPMG 2023 Banking CEO Outlook

Economic Value Creation

• Industry Growth Prospects: Confidence in industry growth declined from 84% in 2022 to 76% in 2023.
• Company Growth: Confidence in company growth dropped from 82% to 76%.
• Rising Interest Rates and Inflation: 80% of CEOs believe rising interest rates and inflationary policies could prolong any potential recession.
• Earnings Forecast: 89% of CEOs expect positive earnings over the next three years, down slightly from 96% in 2022.
• Headcount Growth: 87% of CEOs anticipate internal hiring in the next three years.

Strategic Planning Priorities

• Top Risks: Cost of living (79%), disruptive technology (76%), regulatory demands (74%), talent (74%), and cybercrime (71%) are the primary concerns.
• Shift in Priorities: Political uncertainty and emerging/disruptive technology risk rose to the top ranks due to geopolitical concerns.
• ESG Integration: 63% of CEOs believe ESG is fully embedded into their business for value creation.
• Impact of ESG Strategy:
  • Building customer relationships (29%)
  • Shaping capital allocations, partnerships, and M&A strategy (20%)
  • Driving financial performance (17%)
• Return on ESG Investments: 53% expect significant returns within three to five years, and 25% expect returns in less than three years.

Trusted Purpose

• Commitment to ESG: CEOs recognize the importance of ESG in light of regulatory requirements and economic opportunities.
• Barriers to Net-Zero: 28% cite complexity in decarbonizing supply chains, and 27% lack appropriate technology solutions.

Pulse on Disruptive Technology and Generative AI

• Opportunities and Risks: CEOs are aware of both the opportunities and risks posed by emerging technologies like generative AI.
• Cybersecurity Concerns: Rising profile of generative AI and other technologies led to increased concern over cybersecurity and operational risk.

Summary

Banking CEOs remain cautiously optimistic about future growth despite economic and geopolitical uncertainties. They are focusing on ESG initiatives and are proactive in addressing key risks. The industry is navigating through challenges while seeking sustainable growth and resilience.