The California Pan-Ethnic Health Network (CPEHN) works to ensure health equity for all Californians by building a united voice in health advocacy. The UCLA Center for Health Policy Research advances health policy through research, public service, community partnership, and education. The UC Berkeley Center for Labor Research and Education produces research and trainings to deepen understanding of employment conditions and develop new leaders. The development of the California Simulation of Insurance Markets (CalSIM) model was supported by the California Endowment, California Health Benefit Exchange, and California Pan-Ethnic Health Network. Funding for this policy brief was provided by the California Endowment, California Wellness Foundation, and the San Francisco Foundation. We thank Anna Davis, UCLA Center for Health Policy Research, and others for their valuable contributions.