2022H12022H1YoY+30%YoY-19%8%YoY-1pct4%YoY-2pctROE3%YoY-1pct2022Q212,922YoY+24%342YoY-45% 2022H1+37%+31% +22%+6%+4%2022H1-14%-23%-33% 15%-45%2022H1 2022H1 - 2022H1 1 2 2022H12022H123711YoY+12%705YoY-19% 8% YoY-1pct4%YoY-2pctROE3%YoY-1pct2022Q212,922YoY+24%342 YoY-45% 2022H1+37%+31% +22%+6%+4%2022H1-14%-23%-33% 2022H1+197% 2022H1+68%+52%+14%2022H1 -15%-45%2022H1 1 2