富国银行美股招股说明书(2026-04-30版)

Subject To Completion, dated April 29, 2026PRICING SUPPLEMENT No. 16 dated May , 2026(To Prospectus Supplement dated February 13, 2026and Prospectus datedFebruary 13, 2026)Wells Fargo Finance LLC Medium-Term Notes, Series B Fully and Unconditionally Guaranteed by Wells Fargo & Company$Fixed Rate Callable NotesNotes dueJune 26, 2027 The notes have a term of 13 months, subject to our right to redeem the notes on the optional redemption dates beginning 6 months after issuance. The notespay interest semi-annually at a fixed per annum rate, as set forth below. All payments on the notes are subject to credit risk. If Wells Fargo Finance LLC, asissuer, and Wells Fargo & Company, as guarantor, default on their obligations, you could lose some or all of your investment. The notes will not be listed onany exchange and are designed to be held to maturity. Terms of the Notes Issuer:Wells Fargo Finance LLCGuarantor:Wells Fargo & CompanyOriginal Offering Price:$1,000 per note. References in this pricing supplement to a “note” are to a note with a principal amount of $1,000.Pricing Date:May 8, 2026.*Issue Date:May 26, 2026.*Stated Maturity Date:June 26, 2027.* The notes are subject to redemption by Wells Fargo Finance LLC prior to the stated maturity date as set forth belowunder “Optional Redemption.” The notes are not subject to repayment at the option of any holder of the notes prior to the statedmaturity date.Payment at Maturity:Unless redeemed prior to stated maturity by Wells Fargo Finance LLC, a holder will be entitled to receive on the stated maturity date acash payment in U.S. dollars equal to $1,000 per note, plus any accrued and unpaid interest.Interest Payment Dates:Semi-annually on the 26thday of each May and November, commencing November 26, 2026 to and including May 26, 2027, and onthe stated maturity date, unless earlier redeemed.*Interest Period:With respect to an interest payment date, the period from, and including, the immediately preceding interest payment date (or, in thecase of the first interest period, the issue date) to, but excluding, that interest payment date.Interest Rate:4.17% per annum. See “Description of Notes—Interest and Principal Payments” and “—Fixed Rate Notes” in the prospectussupplement for a discussion of the manner in which interest on the notes will be calculated, accrued and paid. Notwithstandinganything to the contrary in the accompanying prospectus supplement, interest on the notes will be computed for each interest period onthe basis of a 360-day year and the actual number of days in such interest period.Optional Redemption:The notes are redeemable by Wells Fargo Finance LLC, in whole but not in part, on the optional redemption dates, at 100% of theirprincipal amount plus accrued and unpaid interest to, but excluding, the redemption date. Wells Fargo Finance LLC will give notice tothe holders of the notes at least 5 days and not more than 30 days prior to the date fixed for redemption in the manner described in theaccompanying prospectus supplement under “Description of Notes—Redemption and Repayment.”Optional Redemption Dates:Quarterly on the 26thday of each February, May, August and November, commencing November 26, 2026 and ending May 26, 2027*.Listing:The notes will not be listed on any securities exchange or automated quotation system.Denominations:$1,000 and any integral multiples of $1,000CUSIP Number:95001HJW2 * To the extent that we make any change to the expected pricing date or expected issue date, the interest payment dates, the optional redemption dates andstated maturity date may also be changed in our discretion to ensure that the term of the notes remains the same.Investing in the notes involves risks not associated with an investment in conventional debt securities. See “Selected Risk Considerations” on page PRS-3 herein and “Risk Factors” beginning on page S-5 of the accompanying prospectus supplement. The notes are the unsecured obligations of Wells Fargo Finance LLC, and, accordingly, all payments are subject to credit risk. If Wells FargoFinance LLC, as issuer, and Wells Fargo & Company, as guarantor, default on their obligations, you could lose some or all of your investment. Thenotes are not savings accounts, deposits or other obligations of a depository institution and are not insured by the Federal Deposit InsuranceCorporation, the Deposit Insurance Fund or any other governmental agency.Neither the Securities and Exchange Commission nor any state securities commission or other regulatory body has approved or disapproved of these notes or passed upon the accuracy or adequacy of this pricing supplement or the accompanying prospectus supplement and prospectus. Anyrepresentation to the contrary is a criminal offense.Original Offering Price(1)Proceeds to Wells Fargo Finance LLC Wells Fargo Securities ADDITIONAL INFORMATION ABOUT THE ISSUER, THE GUARANTOR ANDTHE NOTES The notes are senior unsecured debt securities of Wells Fargo Finance LLC and