美国银行美股招股说明书(2026-04-30版)

BofA Finance LLC $700,000 Contingent Income Issuer Callable Yield Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the Common Stock of Adobe Inc.• The Contingent Income Issuer Callable Yield Notes Linked to the Common Stock of Adobe Inc., due May 3, 2029 (the “Notes”) priced on April 28,2026 and will issue on April 30, 2026.•Approximate 3 year term if not called prior to maturity.•Payments on the Notes will depend on the performance of the common stock of Adobe Inc. (the “Underlying Stock”).•Contingent coupon rate of 14.65% per annum (3.6625% per quarter) payable quarterly if the Observation Value of the Underlying Stock on theapplicable Observation Date is greater than or equal to 57.50% of its Starting Value, assuming the Notes have not been called.•Beginning on November 2, 2026, callable quarterly at our option for an amount equal to the principal amount plus the relevant Contingent CouponPayment, if otherwise payable.•Assuming the Notes are not called prior to maturity, if the Underlying Stock declines by more than 42.5% from its Starting Value, at maturity yourinvestment will be subject to 1:1 downside exposure to decreases in the value of the Underlying Stock, with up to 100% of the principal at risk;otherwise, at maturity, you will receive the principal amount. At maturity you will also receive a final Contingent Coupon Payment if the ObservationValue of the Underlying Stock on the final Observation Date is greater than or equal to 57.50% of its Starting Value.•All payments on the Notes are subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.•The Notes will not be listed on any securities exchange.•CUSIP No. 09711QZZ9. The initial estimated value of the Notes as of the pricing date is $970.30 per $1,000.00 in principal amount of Notes, which is less than thepublic offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See“Risk Factors” beginning on page PS-9 of this pricing supplement and “Structuring the Notes” on page PS-15 of this pricing supplement for additionalinformation. There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-9 of this pricing supplement, page PS-4 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement andprospectus is truthful or complete. Any representation to the contrary is a criminal offense.(1)(1)(2)(2) (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $976.50 per$1,000.00 in principal amount of Notes. (2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $23.50, resulting in proceeds, before expenses, to BofAFinance of as low as $976.50 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofAFinance specified above reflect the aggregate of the underwriting discounts per $1,000.00 in principal amount of Notes.The Notes and the related guarantee: Selling Agent Contingent Income Issuer Callable Yield Notes Linked to the Common Stock of Adobe Inc. Terms of the Notes Contingent Income Issuer Callable Yield Notes Linked to the Common Stock of Adobe Inc. Observation Dates, Contingent Payment Dates and Call PaymentDates Contingent Income Issuer Callable Yield Notes Linked to the Common Stock of Adobe Inc. Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the UnderlyingStock. The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as theunderwriting discount, if any, and the hedging related charges described below (see “Risk Factors” beginning on page PS-9), reduced the economicterms of the Notes to you and the initial estimated value of the Notes. Due to these factors,