This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-272653. It is an interest rate supplement dated May 23, 2025, to the prospectus supplement dated May 23, 2025, providing current annual interest rates for Renewable Unsecured Subordinated Notes offered by Consumer Portfolio Services, Inc. The interest rates are effective as of May 23, 2025.
The applicable portfolio amount is determined by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by the investor and their immediate family members, which includes parents, children, siblings, grandparents, grandchildren, and members of a sibling’s family if the sibling is also a note holder.
These notes are being offered to investors in the following states of the United States of America: Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, and Wisconsin.
The description of the terms of these notes in this interest rate supplement adds to the description of the general terms and provisions of the notes in the base prospectus (dated November 20, 2023, file number 333-272653) and the prospectus supplement (dated May 23, 2025). Investors should rely on the description of the notes in this interest rate supplement if it is inconsistent with the description in the prospectus.
