实现数字资产生态系统的融合

CONTENTSForewordExecutive summary1. Setting the foundations2. The many forms of digital money3. Growing momentum in tokenization4. Towards connectivity across networks5. Innovation for all6. Forging a path forwardRelated readingAuthors and acknowledgements 1269131720252829 © Oliver WymanThe Singapore FinTech Festival (SFF), the world’s largest fintech festival and global platform for thefintech community, is organized by the Monetary Authority of Singapore (MAS) and Elevandi, inpartnership with Constellar and in collaboration with The Association of Banks inSingapore.SFF brings together the global fintech community to engage, connect, and collaborate on issuesrelating to the development of financial services, public policy, andtechnology.For more information, please visitwww.fintechfestival.sgThe eighth edition of Singapore FinTech Festival 2023 (SFF2023) focused on the intersection of policy,finance, and technology. SFF2023 drew a record 66,000 participants, up from 62,000 attendees in2022. The Festival extended its global reach this year, with participants hailing from 150 countriesand regions, an increase from the 115 countries represented in 2022, and attracted a line-up of over970speakers.The five core themes at SFF2023were:Digital AssetsReal world use cases for digitalassets, asset tokenization, anddistributed ledger technologyApplications of AIDeep-dive into AI, the tangible usecases within financial services andthe roadmap towards adoptionFinancial inclusionA focus on implementing digitalpublic goods, driving adoption ofnew technologies and scalingreal-time cross-border transactions ESG Technology and DataThe technologies, standards,networks, and data accelerating thetransition to a low carbon futureGovernance and R iskGovernance of business, environmentand regulatory changes by leveragingtechnology to redefine risk modelsand frameworks Elevandi is set up by the Monetary Authority of Singapore to foster an open dialogue between thepublic and private sectors to advance FinTech in the digital economy. Elevandi works closely withgovernments, founders, investors, and corporate leaders to drive collaboration, education, and newsources of value at industry and national levels. Elevandi’s initiatives have convened over 350,000people to drive the growth of FinTech through events, closed-door roundtables, investor programmes,educational initiatives, and research. Elevandi’s flagship product is the Singapore FinTech Festival,which runs alongside other fast-rising platforms such as the Point Zero Forum, Inclusive FinTechForum, Elevandi Insights Forum, The Capital Meets Policy Dialogue, The Founders Peak andGreen Shoots.For more information, visitwww.elevandi.ioOliver Wymanis a global leader in management consulting. With offices in more than 70 citiesacross 30 countries,Oliver Wymancombines deep industry knowledge with specialised expertise instrategy, operations, risk management, and organisation transformation. The firm has more than7,000 professionals around the world who work with clients to optimise their business, improvetheir operations and risk profile, and accelerate their organisational performance to seize themost attractive opportunities.Oliver Wymanis a business of MarshMcLennan.For more information, visitwww.oliverwyman.comOliver Wymanhas a dedicated digital assets platform that supports industry powerhouses includingi) regulators and public policymakers who are setting transformative requirements and norms,ii) traditional finance companies that are pioneering the digital asset landscape with blockchain-driven products and services, iii) trailblazing crypto natives that have established themselves asleaders in crypto and digital assets, and iv) investors. The team’s unparalleled industry experienceshave also positioned us as thought leaders, evidenced by a series of publications on digital assets,including centerpieces in collaboration with leading institutions in thedomain.For more information, visitwww.oliverwyman.com/our-expertise/hubs/digital-assets © Oliver Wyman © Oliver WymanFOREWORDIn a year defined by both economic volatility and continued technological progress, theSingapore FinTech Festival 2023 (SFF2023) was a landmark event, attracting a record 66,000participants from diverse sectors and bringing together unique perspectives and expertise.Featuring 970 speakers across 400 sessions, this conversation championed resilience andforward-thinking, fostering collaborative dialogues aimed at enhancing understanding andcatalyzing the integration of innovative advancements in the financial technology (fintech)ecosystem. The festival hosted curated workshops, exhibitions, roundtables, and engagingdiscussions, complemented by innovation lab crawls and a plethora of side events, offeringattendees ample opportunities for deep collaboration and knowledgeexchange.SFF2023 delved into the future of finance which will be shaped by innovations across thedigital asset landscape. From exploring the