1917920019122002725238882388BHKLY(BVI)66.06% 236101656576975106114117128130131133135136304308310 財務摘要 五年財務摘要 20233.3%17,023.025.3%25,038.41348.5728.0%20231.1451.67223.2%54%1 2023 IPO BoC PayBoC BilliGTB 2030TCFD 董事長致辭 2023 ESGETF20232023 202318 202475 2024328 2023 202338,687.8320225.5%25,038.4117,023.0220225.3%3 . 3 %2023654.98348.5720.8%28.0% 2023540.4520224.6%202339.1% 1.05%25.35% 19(CIPS) 總裁致辭 E S G2023202286.9%ESGETFETF2030202540ESGCSR2023 8 01,600T e e nT e e n 14023,0002023 2024 2023 2024328 管理層討論及分析 20231117(HKFRS 17)20224(HKFRS 4) 20232023 •348.5728.0%•10.60%0.90%2.100.15•3.09501.6720 •1.53%3 1.63%27 •2.0% 20.8%5.9125.35% •1.05% •21.18%19.02%1.0%12,989.56 •2023 1.2.3. 管理層討論及分析 202320221210 202310 2023449.50 2023202213.8%40.7%15.9% 202352022 管理層討論及分析 2023(RCEP)2023654.98112.8320.8%348.5776.2728.0%327.2367.8326.1% 202338.2212.4%13.077.2% 2023510.78#544.8728.8%2,298.477.4%1.63%27 202345.1118.1%141.70% # 管理層討論及分析 202391.676.336.5%26.7%20.3%42.9%28.6%22.0%89.5% 20236.6113.5% 管理層討論及分析 83.1545.2435.2%49.0647.2%0.642023 20232.295.7%26.4316.8% 2 0 2 32 2 . 7 72 0 2 2118.64 20237.4549.3%7.66 166.073.432.0%25.35% 7.8% 9.5% 2.7% 24.9%2023 20239.0311.5% 管理層討論及分析 202364.1938.740.53202320228.16202224.7538.9111.3518.700.38%0.23202312310.87% 202339.692023 2442 202338,687.8320222,022.785.5%1,286.2324.0%2,835.0426.5%490.313.0%540.333.3%25.7840.7% 管理層討論及分析 2023540.333.3%17,023.02 806.976.9% •423.986.6% •382.997.2% 41.888.1%224.765.3% 202320231231177.97202290.731.05%20220.520.02%1.39%0.01 管理層討論及分析 2023202325,038.4120221,266.345.3%14.5%2.3%8.4%47.4%20224.3 202312313,201.452022203.576.8%2.1%41.2%19.8%20227.6% 2023123120227.5%202320222.4%2.5%20233020221.0%21.18%19.02% 管理層討論及分析 2023RCEP 2023146.8172.5297.6%86.8%17.4%5.6% ESGESG202320222.7 20232022FX SmartRM Chat202317.420231259%Cheers CardChill Card202323.0%28.8%20232023 管理層討論及分析 20232022TrendyToo1TrendyTooFamilyMAX1.420232023 ESG20232022 GOQR e-brochure2023142023202270%160RMB One11202320232023 管理層討論及分析 8PromptPayBoC PayPromptPayDuitNow QR 158.6644.6639.2%52.7%76.5%9.3%42.04 19H202325%9510 202217.6% 管理層討論及分析 (EPC)(iGTB)iGTB BOC Connect16522023 2023202276%20%ESG3 (HKEX Synapse)202320225%202228%6 2023827292223%2023202320233AETF 管理層討論及分析 69.6879.6553.3% 2023ETFESG20232023 202337.1%18.8432.7%115.6711.983.97 10742023202310Life 520222023 管理層討論及分析 STEAM2021300STEAMESGHKMA/BOC Life20232023 RCEPRCEP (CIPS)CIPSINFOBANK2023 *2023753.98540.4520229.5%4.6%43.4839.1%20232.86%20220.37 *99 管理層討論及分析 20232021-2025 BoC Pay2023BoC Pay20.8%202310.2%BoC BillVISA2023BoC Bill28.8% 160e-iGTBiGTBBOC Connect PromptPayx PromptPay 管理層討論及分析 (Dashboard)IIIESG20232023 20232023140 2024 20242023RCEP RCEPESG 管理層討論及分析 4 4.1 4.2 299%1 99%124 2 4.2 4.3 管理層討論及分析 202311LAC 管理層討論及分析 ACDIGIIII 4.4 企業資訊 # 153 18317M (Citibank, N.A.)390 Greenwich Street4th FloorNew York, NY 10013United States of America www.bochk.com 董事會及高層管理人員 20234 (BVI)20232021112023320199202111201811201992019120199201610201811 19932008 董事會及高層管理人員 20218 2021620214(BVI)20212019122021320201202132020320213201892019112023420243 1993 51 2020122021220203202012 1998201922020122018920192201532018112015122018112012720141220153202192018122021920192202012201911202012201912202012 1998 董事會及高層管理人員 20188 201832019219872015520181201432015520101020143201842020122018520224 19872000 63 2 0 1 41 0 198382012630 66 20166 Sunwah International Limited2021614VinaCapital 2005( M i c h i g a nS t a t e U n i v e r s i t y )2 0 0 72 0 0 9(Universityof Glamorgan)20112013201420152020 董事會及高層管理人員 20223 20085201522011920152M Plus Museum Limited 19831995 71 20193 董事會及高層管理人員 20229 40 19821983 64 20236 4020225 1983 董事會及高層管理人員 2 0 2 31 0 HH&L Acquisition CoUnicorn II Holdings Limited20221Investcorp 20112014201620172020 51 20221994(CFA) 52 20221993 51 20222000 董事會及高層管理人員 20242000 55 199019907200192 0 0 11 020228 53 20241993 董事會報告 20231231 20246242024627202420242024621430183171712-1716202420246272 46 2023 128 202474202479202473430183171712-1716202472 1.145121.06202462720242024715202479202380.52720231.672 董事會報告 202342720236292 0 2 31 02 020236292022 0.36 2023 39 34% 9 8C 1B . 2 . 220242024102202362920231020 620231231175.47 3 5 657683 20231231 20241 董事會報告 20231231352C3XV 1.H0.00001%2.3.1,120,0004.H0.0007%5.H0.0002% 20231231XV352 20231231336 1.20048 2.(BVI)(BVI)(BVI)6,984,175,056 3.24,47972,0002,678 336143,52220231231336 董事會報告 530% 202320242021517 20221230 (i)(ii)(iii) 14A.5614A.71(6)(b)3000740 2024328 公司治理 CG-1 C1 公司治理 (2) (3) (4) (5) (6) (7) (8) 公司治理 20212025 •••••• 2022 公司治理 www.bochk.com (c)20231020 1113756 (d)2023629 (e)2023629 (f)2023629 (a)2023427 (g)2023629 (b)2023629 2022 公司治理 98B.2.220241022023629202310202024 ••••• 2023 63% 公司治理 www.bochk.com www.bochk.com 18%7114%57% 公司治理 C1C.1.42023 公司治理 202393%147 公司治理 1 ••••