国银租赁2021中期报告

2021INTERIM REPORT中期報告2021中期報告 INTERIM REPORT 國銀金融租賃股份有限公司 CHINA DEVELOPMENT BANK FINANCIAL LEASING CO., LTD.(於中華人民共和國註冊成立的股份有限公司)股份代號：1606 公司簡介COMPANY OVERVIEW國銀金融租賃股份有限公司是中國銀保監會監管的全國性非銀行金融機構，是境內第一家上市的金融租賃公司，是國家開發銀行唯一的租賃業務平台。國銀租賃成立於1984年，是中國租賃行業的開創者和領導者，公司秉承「引領中國租賃、服務實體經濟」的使命，致力於為航空、基礎設施、船舶、普惠金融、新能源和高端裝備製造等領域的優質客戶提供綜合性的租賃服務，租賃資產及業務合作夥伴已遍及全球40餘個國家和地區，享有較高國際信用評級，穆迪A1、標普A及惠譽A+。作為中國首批成立的租賃公司之一，國銀租賃見證並參與了中國租賃行業的發展，經歷了數次行業經濟周期及監管變革，在業務領域探索、產品創新、風險管控、經營管理等方面積累了豐富的經驗。同時，國銀租賃始終堅持規模、質量、效益均衡發展，通過有規劃地探索各類業務領域、持續推進產品創新和業務改進、完善公司治理，在資產規模、盈利能力和風險控制方面領先同業，並形成核心競爭優勢明顯、持續發展能力突出的業務發展模式。中國金融行業市場化、國際化程度不斷提升、對定制租賃產品和服務的需求不斷上升及當前國家開展金融供給側改革堅定不移走高質量發展之路、增強金融服務實體經濟能力的政策都為租賃行業帶來重要機遇。我們相信，國銀租賃的經營歷史、領先的市場地位、成熟的業務模式及卓越的品牌有助於我們把握這些機遇，繼續保持穩健發展及行業領先優勢，持續升級業務模式，提高專業化服務能力，為實現建設國際一流金融租賃公司的願景努力前行。China Development Bank Financial Leasing Co., Ltd., a national non-banking financial institution regulated by CBIRC, is the first listed financial leasing company in mainland China and the sole leasing business platform of China Development Bank. Founded in 1984, CDB Leasing is a pioneer and a leader in the leasing industry in the PRC. Adhering to the mission of “Leading China’s leasing industry, serving the real economy”, the Company is dedicated to providing comprehensive leasing services to high-quality customers in fields including aviation, infrastructure, shipping, inclusive finance, new energy and high-end equipment manufacturing, with leasing assets and business partners reaching throughout over 40 countries and regions all over the world, enjoying relatively high international credit ratings, namely “A1” by Moody’s, “A” by Standard & Poor’s and “A+” by Fitch.As one of the first leasing companies established in the PRC, CDB Leasing has witnessed and participated in the development of the PRC leasing industry, experienced various economic cycles in the industry and regulatory reforms, and gained abundant experience through our exploration in business sectors, product innovation, risk management and control, operation management and other aspects. At the same time, CDB Leasing has been continuously adhering to the balanced development of scale, quality and efficiency. Through exploration of different business sectors in a planned manner, continuous product innovation and business improvement as well as enhancement of corporate governance, CDB Leasing outpaced peers in terms of asset scale, profitability and risk control, and formed a business development model with obvious advantages of core competitiveness and prominent sustainable development capabilities.As the PRC financial industry becomes more market-oriented and international, the increasing customer demand for bespoke leasing products and services, the financial supply-side reform launched by the state to unwaveringly pursue high-quality development, and the policies aimed at enhancing the financial service’s capability to serve the real economy have brought important opportunities to the leasing industry. We believe that our long operating history, leading market position, well-developed business model and premier brand will enable us to seize such opportunities, achieve sustained growth, and continue to maintain our leading position, constantly upgrade our business model, improve our professional service capabilities and strive to move forward for achieving the vision of building a world-class financial leasing company. 目錄CONTENTS4公司資料8釋義10技術詞彙11財務摘要17總裁致辭19管理層討論與分析68其他資料76獨立審閱報告77中期簡明合併財務報表及附註 CORPORATE INFORMATION6DEFINITIONS8GLOSSARY OF TECHNICAL TERMS10FINANCIAL HIGHLIGHTS11PRESIDENT’S STATEMENT18MANAGEMENT DISCUSSION AND ANALYSIS19OTHER INFORMATION68INDEPENDENT REVIEW REPORT106INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS AND NOTES107 4公司資料 CORPORATE INFORMATION公司資料CORPORATE INFORMATION董事會關聯交易控制委員會徐進先生（主席）黃敏先生鄭學定先生張宪初先生董事會審計委員會鄭學定先生（主席）李英寶先生王邦宜先生徐進先生張宪初先生董事會薪酬委員會張宪初先生（主席）彭忠先生李英寶先生鄭學定先生徐進先生董事會提名委員會徐進先生（主席）彭忠先生（代為履行成員職務1）鄭學定先生張宪初先生監事會李雪玲女士2王一雲先生黃雪梅女士馬永義先生聯席公司秘書劉毅先生李國輝先生3董事會執行董事彭忠先生（副董事長，代為履行董事長職務1）黃敏先生非執行董事李英寶先生王邦宜先生獨立非執行董事鄭學定先生徐進先生張宪初先生董事會戰略決策委員會彭忠先生（代為履行主席職務1）李英寶先生鄭學定先生徐進先生董事會風險管理與內部控制委員會彭忠先生（代為履行主席職務1）黃敏先生李英寶先生王邦宜先生鄭學定先生1 自王學東先生辭任至新任董事長正式履職之日止期間，由本公司副董事長彭忠先生代為履行董事長、董事會戰略決策委員會成員和主席、風險管理與內部控制委員會成員和主席及提名委員會成員職責。2 於2021年6月29日獲委任。3 於2021年8月24日獲委任。 5公司資料 CORPORATE INFORMATION註冊辦事處中國廣東省深圳市福田區福中三路2003號國銀金融中心大廈總部中國廣東省深圳市福田區福中三路2003號國銀金融中心大廈香港主要營業地點香港銅鑼灣勿地臣街1號時代廣場二座31樓公司網址http://www.cdb-leasing.com股份代號1606上市日期2016年7月11日授權代表黃敏先生劉毅先生H股證券登記處香港中央證券登記有限公司香港灣仔皇后大道東183號合和中心17樓1712-1716室核數師安永會計師事務所執業會計師註冊公眾利益實體核數師香港鰂魚涌英皇道979號太古坊一座27樓法律顧問關於香港法律高偉紳律師行香港中環康樂廣場1號怡和大廈27樓關於中國法律上海市錦天城（深圳）律師事務所深圳市福田區福華三路卓越世紀中心1號樓22層－23層 6公司資料 CORPORATE INFORMATIONRELATED PARTY TRANSACTION CONTROL COMMITTEE OF THE BOARDMr. Xu Jin (Chairman)Mr. Huang MinMr. Zheng XuedingMr. Zhang XianchuAUDIT COMMITTEE