好事达保险 2025年度报告

ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025OR☐TRANSITION REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934For the transition period fromtoCommission file number1-11840 (Exact name of registrant as specified in its charter) Delaware 36-3871531 (I.R.S. Employer Identification No.) (State or Other Jurisdiction of Incorporation or Organization) 3100 Sanders Road, Northbrook, Illinois60062(Address of principal executive offices)(Zip Code)Registrant’s telephone number, including area code:(847)402-2800 Securities registered pursuant to Section12(b) of the Act: Depositary Shares represent 1/1,000thof a share of 5.100% NoncumulativePreferred Stock, SeriesH Securities registered pursuant to Section12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule405 of the Securities Act.Yes☒No☐ Indicate by check mark if the registrant is not required to file reports pursuant to Section13 or Section15(d) of the Act. Yes☐No☒ Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of 1934 during the preceding12months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of RegulationS-T(§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financialaccounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financialreporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.☒ If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect thecorrection of an error to previously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of theregistrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act). Yes☐No☒ The aggregate market value of the common stock held by non-affiliates of the registrant, computed by reference to the closing price as of the last business day of theregistrant’s most recently completed second fiscal quarter, June30, 2025, was approximately $52.83 billion. As of January30, 2026, the registrant had 259,535,842 shares of common stock outstanding. Documents Incorporated By Reference Portions of the following documents are incorporated herein by reference as follows: PartIII of this Form10-K incorporates by reference certain information from the registrant’s definitive proxy statement for its annual stockholders meeting to be held onMay22, 2026, (the “Proxy Statement”) to be filed not later than 120days after the end of the fiscal year covered by this Form10-K. Table of Contents PartI Part I Item 1. Business The Allstate Corporation was incorporated under the lawsof the State of Delaware on November 5, 1992, to serve as the holdingcompany for Allstate Insurance Company. Its businessis conducted principally through Allstate Insurance Companyand other subsidiaries (collectively, including The Allstate Corporation,“Allstate”). The Allstate Corporation is one of the largest publicly held personal linesinsurers in the United States. Allstate’s strategyis to increase market share in personal property-liability and broaden protectionofferings. The Allstate brand is widely known through the“You’re In Good HandsWith Allstate®”slogan. 211million policies in force (“PIF”) Allstate at a Glance We empowercustomers with protection to help them achieve theirhopes and dreams 53,000employees We provideaffordable, simple and connected