美国银行美股招股说明书(2026-02-12版)

BofA Finance LLC $2,379,000Leveraged Basket-Linked Notes due March 24, 2028Fully and Unconditionally Guaranteed by The notes do not bear interest.The amount that you will be paid on your notes on the stated maturity date (March 24, 2028)is based on the performance of a weighted basket comprised of the EURO STOXX 50® (26.00% weighting), the FTSE®100 Index (17.00% weighting), the Swiss Market Index (11.00% weighting) and the S&P®/ASX200 Index (8.00% weighting), as measured from the trade date (February 10, 2026) to and including the determination date (March 22, 2028). The initial basket level is 100 and the final basket level will equal the sum of the products, as calculated foreach basket underlier, of: (i) the final index level divided by (ii) the initial index level (6,047.06 with respect to the EURO STOXX50® Index, 3,855.28 with respect to the TOPIX®, 10,353.84 with respect to the FTSE® 100 Index, 13,518.22 with respect tothe Swiss Market Index and 8,867.359 with respect to the S&P®/ASX 200 Index), which in each case is the closing level of theapplicable basket underlier on the trade date multiplied by (iii) the applicable initial weighted value for the basket underlier. Ifthe final basket level on the determination date is greater than the initial basket level, the return on your notes will be positive,subject to the maximum settlement amount ($1,408.00 for each $1,000 face amount of your notes).If the final basketlevel is To determine your payment at maturity, we will calculate the basket return, which is the percentage increase or decrease in thefinal basket level from the initial basket level. On the stated maturity date, for each $1,000 face amount of your notes, you willreceive an amount in cash equal to: if the basket return ispositive(the final basket level isgreater thanthe initial basket level), thesumof (i) $1,000plus(ii)theproductof (a) $1,000times(b) 3.0times(c)the basket return, subject to the maximum settlement amount; or if the basket return iszero or negative(the final basket level isequal toorless thanthe initial basket level), thesumof (i)$1,000plus(ii) theproductof (a) $1,000times(b) the basket return. You will receive less than the face amount of your Declines in one basket underlier may offset increases in the other basket underliers. Due to the unequal weighting ofeach basket underlier, the performances of the basket underliers with greater weights will have a significantly largerimpact on the return on the notes than the performances of the basket underliers with lesser weights. The notes will not be listed on any securities exchange. Investment in the notes involves certain risks, including thecredit risk of BofA Finance LLC (“BofA Finance”), as issuer of the notes, and the credit risk of Bank of AmericaCorporation (“BAC” or the “Guarantor”), as guarantor of the notes. Potential purchasers of the notes should considerthe information in “Risk Factors” beginning on page PS-14 of this pricing supplement, page PS-3 of the As of the trade date, the initial estimated value of the notes is $990.60 per $1,000 in face amount. See “SummaryInformation” beginning on page PS-3 of this pricing supplement, “Risk Factors” beginning on page PS-14 of thispricing supplement and “Structuring the Notes” on page PS-45 of this pricing supplement for additional information. Original issue date:February 13, 2026Underwriting discount(1):0.00% of the face amount (1)BofA Securities, Inc. (“BofAS”), an affiliate of BofA Finance, will participate as selling agent in the distribution of the notes.See “Supplemental Plan of Distribution — Conflicts of Interest” beginning on page PS-43of this pricing supplement. Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved ofthese securities or passed upon the accuracy or adequacy of this pricing supplement or the accompanyingprospectus, prospectus supplement or product supplement. Any representation to the contrary is a criminal offense.The notes and the related guarantee of the notes by the Guarantor are unsecured and are not savings accounts, The price to public and net proceeds listed above relate to the notes we sell initially. We may decide to selladditional notes after the date of this pricing supplement, at prices to public and with underwriting discounts andnet proceeds that differ from the amounts set forth above. The return (whether positive or negative) on yourinvestment in notes will depend in part on the price to public you pay for such notes. BofAS and any of our other broker-dealer affiliates may use this pricing supplement in the initial sale of the notes.In addition, BofAS and any of our other broker-dealer affiliates may use this pricing supplement in a market-making transaction in a note after its initial sale.Unless BofAS or any of our other broker-dealer affiliatesinforms the purchaser otherwise in the confirmation of sale, this pricing supplement is being used in a The information i