2024年风险的未来报告

Future of Risk

Managing Risk is Riskier Than Ever

The complexity and challenge of risk management have significantly increased due to a variety of internal and external factors. External pressures include geopolitical tensions, technological advancements, regulatory burdens, climate change, and reputational risks. Internally, companies face cost pressures, legacy system issues, talent limitations, and competing transformation priorities.

According to a global survey of 400 executives conducted by KPMG International in February and March 2024:

• 90% of respondents indicated that the pace of risk management transformation has increased or sharply increased over the past year.
• 61% of chief risk officers (CROs) and risk professionals believe that risk data increases awareness and understanding of potential risks and their impact on the organization.
• 67% of CROs and risk managers say that integrating systems, domains, and processes can significantly enhance the effectiveness of risk-related decision-making.
• 71% of executives expect to spend more than half of their risk management budget on technology in the next 12 months compared to 28% in the previous year.
• 41% of executives expect to spend more than half of their risk management budget on technology in the next 12 months compared to 28% in the previous year.
• 56% of respondents indicated that the pace of risk transformation activity has risen sharply.

Five Strategic Imperatives for the Risk Function

To effectively manage these challenges, organizations should focus on the following five strategic imperatives:

1. The C-suite must become the R-suite: The C-suite needs to take a proactive role in risk management by leading by example and developing a comprehensive risk management strategy.
2. Risk as a value creator across the business: Companies should view risk not just as a compliance and control function but as a tool for value creation.
3. Integrate and connect risk into business decision-making: Risk should be seamlessly integrated into business processes and decision-making frameworks.
4. Leverage digital acceleration and data analytics: Utilize advanced technologies like AI and generative AI to enhance risk management capabilities.
5. Build a risk-centric workforce: Develop a workforce that is adept at managing and mitigating risks.

By focusing on these strategic imperatives, organizations can better navigate the increasingly complex and challenging landscape of risk management.