交通银行二零二三年年度报告

創 造 共 同 價 值 交通銀行股份有限公司 H 202432720231818 珺隃 2023742.63AH0.375278.49 交通銀行股份有限公司 H 128 Bank of Communications Co., Ltd. 108 188 18820012086-21-5876668886-21-58798398investor@bankcomm.comwww.bankcomm.com,www.bankcomm.cn20 A188H1831717121716 9131000010000595XD Awww.sse.com.cnHwww.hkexnews.hk A601328H033281360021 交通銀行股份有限公司 H 23261.921 . 9 2 1908198741200562007520239 2,800 TOP 9202310009The Banker 2023ESG (CFCA) (CFCA) •• 202321 ESG• •TOF/FOF TOP ESG2023 交通銀行股份有限公司 二零二三年度報告H股 財務摘要 2023112017520206171.2.20222022 交通銀行股份有限公司 H 29%17%86%31%8%30% 10.5% 20231410009AH29%17% 1.33% 0.02195.21%14.53 161.12A5,800 20230.375278.4932.67%1130% 2024 202475 交通銀行股份有限公司 H 10.54%7.1%15.59%31.12%73.95%29.37%21.2%++29.38%24.80%6%73.9% 珺 20228.01%5% 2023202314.068.23%927.280.68%1.33%2195.21%14.532023 (AI) 202475 + 交通銀行股份有限公司 H 2024 2023 20235.2% 14.068.23%7.966,621.209.08%8.556,021.437.58% 927.280.68%2,580.140.26% 1.33%0.02195.21%14.53 1. 996.9815.831.61%7.35%5.80% 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 2. 1 , 6 4 1 . 2 35 7 . 5 963.61%(LPR) 3.39%1.14%231.28%20 57.59235.78293.37 (1) 4,598.61417.9410.00%66.57%24.28%2.69% A. 3,061.50143.004.90%8,079.9611.65% 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 B. 1,116.47143.3614.73%3,700.4512.52% C. 123.9313.7312.46%11 D. 296.71117.8565.89%98 (2) 2,957.38475.5319.16% A. 1,929.82295.2518.06%65.25% B. 551.50104.5423.39%42 C. 476.0675.7418.92%2,211.3615.62% 3. ++++++++430.0418.514.13%23.4623.10%5.7218.49% 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 4. 508.87232.2456.1731.90% 5. 773.6912.181.60%30.04%0.3927% 6. 579.7043.386.96%541.3739.656.82% 7. 64.462.864.64%6.47%25% 1. 140,604.7210,689.018.23% (1) 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 79,570.856,621.209.08%72,825.746,952.7610.55% 51,795.334,681.809.94%0.5165.09%581.704,100.1046.28% 24,731.001,077.834.56%1.3531.08%500.143.31%2.3618.38%119.792.51% 861.5739.47% (2) 41,041.421,489.353.77% 36,186.392,020.075.91% 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 5,491.66734.364,757.3013.37%86.63% (3) 2. 1 129,610.2210,029.738.39%6,021.437.58%65.98%0.493,896.4319.15%18.71%1.69 85,512.156,021.437.58%58.96%2.4039.27%2.0934.33%1.8363.90%1.52 交通銀行股份有限公司二零二三年度報告H股 財務報表分析 3. 18. 37.38. 39. 2,754.61266.58 1,373.232,308.98 1,166.231,682.74 48.88378.63 1. 2. 財務報表分析 3. 15.27%12.22%10.23% 1.2. 2023 7.03% (AUM2)8.23%202028.21%9.06%202039.22%7.91%202019.06%4.62202042.19 2+NESG29.37%2020126%68.66% 1. 29.38%24.80%2020159.99%54.94%16.51%20202.3 20231.55,77720202.421.920202.520201.6 2. 0.170.2113.7632% 41.2%31.12%73.95%39.54% 9 . 7 59,6507.702,944244.4718.88 8.29% 2. 8213.852.7219,857.51121.11% 4,681.809.94%39.41%29.37%24.80% 9.86%0.7953.84%0.39 41.20%31.12%2.5621.20% 3. 1. 8.18% 4,78339.26%55.41% 6. 5,902.7929.38%34.1516.51%3.43%320.70%0.112,780 NAFMII3,018.8358.9126.7%•384.5107.6%135.956.5%CRMWe 4. 5,776.8521.20%4.7379.79% 5. 33,581.5613.62%2.28%9 41.20%31.12% 24,731.004.56%1 , 5 8 1 . 1 786.25%31.54 +1.922509.06% 86.3317,793.44441.89 1.AUM +A U M1.920.25%4242.009.07%AUM50,019.198.23% ++APPETC3607,0001126.88%9.01 2. 20232,242.808,531.352,914.12 4. +++50% 3. 5. 交通銀行股份有限公司H +8.368.54%11,6647.56% 22.09%23.08% 6. 61811364.86%17.93 1. 7,132.424,896.062.50%28,116.395.84% 7. 159 10793148 2. 591.709.89%6,631.404.72% 119.421.126.334.235,604 2007122004,046.64448.813,559.514471,249.223071,015.8940.065.02%36 1-5 3. 13.74 1,04420.76%47%327.2194.41%222.25141.26%89168.25100% 20231016.68 20071057.6585%15%(QDII)174.66161.455,635.817.7118.21%A 20196806,625.3653.80%12,314.1713.45%127.70123.6912.404.39% 149.4870.02%1,058.5974.39%13 20058265%30%5%77.8367.054,87212.0124% 2 0 1 0151MS&AD62.50%37.50%1,255.8755.0214.4911.97%12.8746.13%2.929.58 200011417Aa12.715.54263121.16% 201712150142.9831.25178.04%650.74236.1327180.24116.87% 37.25%2,86753.88%30.86% 2 36 95 3 . 1 85 . 7 4 %12,499.468.89% 23.30%91.92% 1998620075201751973.14%182.1117.9714.7 1. 1311,0322993220316628113 2. /23485.9273.88%5,096.53659.9191.92% 4. ++++1.923.30% 3. 5. 2369 144.40 // 1+118%32% (RES) 202420 4. 4,67641105.4234.57%2,110.7585.45% 1. 6 . 02 . 0++12.95%6.77%15.04%20.70% 5. 6010 2. 8.0(MAU)4,910.487.96% 3,641.8753.91%381.77130.77%741.7134.78% 3. APP7.098.09%APP7,740.252,570.74IDC)2023 120.273.41%5.64%0.387,81433.30%8.29%1.91 1.GBC 2023 4 0e 4. 714416 2. 3,5002601,600 T4 5. 2024-20255 3. 647.0333.3 1,056.881.33%71.620.0260909064.71% 622.73159.641.20%0.22478.3293.491.93%0.30 1,180.5414.11%824.6810.02%1,367.8318.74%369.158.60%491.2514.34% 1,101.21252.931.38%0.2290683.94113.03 5.33%20.42% (VaR)(SVaR)11099% 2023128.50%924.40 2023110.59%0.712023113.01%2.42 20232023 IT 2024 2024 (TLAC) 1.28%20LPR 1,008652358 2023 1.92%0.032024 74,262,726,645A39,250,864,01552.85%H35,011,862,63047.15% 308,784A278,402H30,3822024229294,771A264,483H30,288 1. 2.A19,300H13,886,417,698249,218,9152007H 3.1,970,269,383AH610,369,000AH12,148,857,90016.36% 4.HHH249,2