富银融资股份2023年度报告

2023 CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONGLIMITED (THE “STOCK EXCHANGE”) GEM has been positioned as a market designed to accommodate small and mid-sizedcompanies to which a higher investment risk may be attached than other companies listedon the Stock Exchange. Prospective investors should be aware of the potential risks ofinvesting in such companies and should make the decision to invest only after due andcareful consideration. Given that the companies listed on GEM are generally small and mid-sized companies,there is a risk that securities traded on GEM may be more susceptible to high marketvolatility than securities traded on the Main Board and no assurance is given that therewill be a liquid market in the securities traded on GEM. Hong Kong Exchanges and Clearing Limited and the Stock Exchange take no responsibilityfor the contents of this report, make no representation as to its accuracy or completenessand expressly disclaim any liability whatsoever for any loss howsoever arising from or inreliance upon the whole or any part of the contents of this report. This report, for which the directors (the “Directors”, each a “Director”) of FY Financial(Shenzhen) Co., Ltd. (the “Company”, together with its subsidiaries, the “Group”), collectivelyand individually, accept full responsibility, includes particulars given in compliance with theRules Governing the Listing of Securities on GEM of the Stock Exchange (the “GEM ListingRules”) for the purpose of giving information with regard to the Company. The Directors,having made all reasonable enquiries, confirm that, to the best of their knowledge and belief,the information contained in this report is accurate and complete in all material aspects andnot misleading or deceptive; and there are no other matters the omission of which wouldmake any statement herein or this report misleading. 香港聯合交易所有限公司（「聯交所」）GEM的特色 GEM的定位，乃為中小型公司提供一個上市的市場，此等公司相比起其他在聯交所上市的公司可能帶有較高投資風險。有意投資的人士應了解投資於該等公司的潛在風險，並應經過審慎周詳的考慮後方作出投資決定。 由於GEM上市公司普遍為中小型公司，在GEM買賣的證券可能會較於聯交所主板買賣之證券承受較大的市場波動風險，同時無法保證在GEM買賣的證券會有高流通量的市場。 香港交易及結算所有限公司及聯交所對本報告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不會就因本報告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 本報告的資料乃遵照聯交所GEM證券上市規則（「GEM上市規則」）而刊載，旨在提供有關富銀融資租賃（深圳）股份有限公司（「本公司」，連同其附屬公司，「本集團」）的資料，本公司的董事（「董事」，各為一名「董事」）願就本報告的資料共同及個別承擔全部責任。各董事在作出一切合理查詢後，確認就彼等所深知及確信，本報告所載資料在各重要方面均屬準確完備，沒有誤導或欺詐成分，且並無遺漏任何事項，足以令致本報告或其所載任何陳述產生誤導。 CONTENTS目錄 2Corporate Information公司資料5Five Years Financial Summary五年財務摘要6Chairman’s Statement主席報告7Management Discussion and Analysis管理層討論及分析26Biographical Details of Directors, Supervisors and Senior Management董事、監事及高級管理層履歷31Corporate Governance Report企業管治報告52Report of the Directors董事會報告69Report of the Supervisory Committee監事會報告72Environmental, Social and Governance Report環境、社會及管治報告111Independent Auditor’s Report獨立核數師報告Audited Consolidated Financial Statements經審核綜合財務報表120–Consolidated Statement of Profit or Loss and Other Comprehensive Income綜合損益及其他全面收益表121–Consolidated Statement of Financial Position綜合財務狀況表123–Consolidated Statement of Changes in Equity綜合權益變動表125–Consolidated Statement of Cash Flows綜合現金流量表127–Notes to the Consolidated Financial Statements綜合財務報表附註 CORPORATE INFORMATION公司資料 NAME OF COMPANYFY Financial (Shenzhen) Co., Ltd. 公司名稱 富銀融資租賃（深圳）股份有限公司 股份代號 STOCK CODE 08452 08452 董事會 BOARD OF DIRECTORS Executive DirectorsMr. Li Peng (Chairman)Mr. Weng JianxingMs. Gong Xiaoting 執行董事李鵬（主席）翁建興先生貢曉婷女士 非執行董事彭期磊先生劉敬女士仝芳妍女士（於2023年3月30日辭任） Non-executive Directors Mr. Peng QileiMs. Liu JingMs. Tong Fangyan (Resigned on 30 March 2023) Independent Non-executive Directors 獨立非執行董事 Mr. Liu ShengwenMr. Hon LeungMr. Tong Qiang (Appointed on 25 August 2023)Mr. Fung Che Wai Anthony (Resigned on 25 August 2023) 劉升文先生韓亮先生佟強先生（於2023年8月25日獲委任）馮志偉先生（於2023年8月25日辭任） SUPERVISORY COMMITTEE 監事會 朱曉東先生（主席）劉兵先生孫路然先生 Mr. Zhu Xiaodong (Chairman)Mr. Liu BingMr. Sun Luran 審核委員會 AUDIT COMMITTEE 劉升文先生（成員至2023年8月25日，並於2023年8月25日獲委任為主席）韓亮先生佟強先生馮志偉先生（於2023年8月25日辭任主席） Mr. Liu Shengwen(a member until 25 August 2023 and was appointed asthe chairman on 25 August 2023)Mr. Hon LeungMr. Tong QiangMr. Fung Che Wai Anthony(Resigned as the chairman on 25 August 2023) CORPORATE INFORMATION公司資料 提名委員會 NOMINATION COMMITTEE 李鵬先生（主席）韓亮先生佟強先生（於2023年8月25日獲委任）馮志偉先生（於2023年8月25日辭任） Mr. Li Peng (Chairman)Mr. Hon LeungMr. Tong Qiang (Appointed on 25 August 2023)Mr. Fung Che Wai Anthony (Resigned on 25 August 2023) 薪酬委員會 REMUNERATION COMMITTEE Mr. Liu Shengwen (Chairman)Mr. Hon LeungMr. Peng Qilei 劉升文先生（主席）韓亮先生彭期磊先生 合規主任 COMPLIANCE OFFICER 李鵬先生 Mr. Li Peng 聯席公司秘書 JOINT COMPANY SECRETARIES 貢曉婷女士黃偉超先生 Ms. Gong XiaotingMr. Wong Wai Chiu 授權代表 AUTHORIZED REPRESENTATIVES 翁建興先生黃偉超先生 Mr. Weng JianxingMr. Wong Wai Chiu REGISTERED OFFICE 註冊辦事處 中華人民共和國（「中國」）廣東省深圳市前海深港合作區前灣一路1號A棟201室 Room 201, Block ANo. 1 Qianwan First RoadQianhai Shenzhen-Hong Kong Cooperation ZoneShenzhen, GuangdongThe People’s Republic of China (the “PRC”) 中國總辦事處 HEAD OFFICE IN THE PRC 中國廣東省深圳市福田區