This research brief examines the potential impact of health care reform on the spending of California families without employer-based coverage. The proposed legislation would provide subsidies for premiums and cost-sharing for individuals and families with incomes at or below 400% of the Federal Poverty Level, or $43,320 for a single individual and $73,240 for a family of three. The analysis focuses on spending for single individuals and families of three, the median household size for Californians enrolled in family coverage. The report compares spending under the House and Senate bills, as well as plans currently purchased in the individual market. The study finds that the proposed health care reform would significantly reduce spending for eligible individuals and families, with potential savings ranging from $1,000 to $1,500 per year.
