This guide is a comprehensive resource for small and growing businesses looking to establish and improve their financial management practices. It covers the systems and tools needed for start-ups, as well as more advanced financial capabilities for growing businesses. The Association of Chartered Certified Accountants (ACCA) is the global body for professional accountants, offering business-relevant qualifications to people of application, ability, and ambition. Their core values of opportunity, diversity, innovation, integrity, and accountability align with the needs of employers in all sectors. They work to open up the profession to people of all backgrounds and ensure their qualifications meet the diverse needs of trainee professionals and their employers. With a network of over 80 offices and centers and more than 8,400 Approved Employers worldwide, ACCA supports its 154,000 members and 432,000 students in developing successful careers in accounting and business.