重庆银行：2020年年度报告

二零二零年度報告 1.2 2.3 3.4 4.12 5.16 6.17 7.18 7.1187.2197.3377.4447.5457.6467.7577.8647.968 8.70 9.94 10.105 11.126 12.154 13.160 14.163 15.371 16.372 17.380 (1) (2)2420213301313 (3)2020 (4) (5)202043.2010%4.321.5%5.85AH0.373AH20202020 (6) 3.1 3.1.1Bank of Chongqing Co.,Ltd. 3.1.21 3.1.3618354 3.1.46400024+86(23)63799024+86(23)63799024ir@cqcbank.comhttp://www.cqcbank.com4007096899 3.1.5A601963H01963 BCQ 17USDPREF4616 3.1.620221122 3.1.7• 3.1.8A188H183171712-1716 3.1.9(www.sse.com.cn(www.cqcbank.com)(www.hkex.com.hk)(www.cqcbank.com) 3.1.1011120212520231231 3.1.1119969291500000202869177YB0206H250000001 3.2 2020 •202012019“”•202032019•20204“2019”•20205“BBB-”“A-3”“”•20206(CFCA)“2020”“”•20209“2020”“”•202010DAMA2020DAMA“”•202010“”•202010“” •2020112020“”•202011“”•202011“”•202011“2020”“”•2020112121“2020”•2020122020“”“”•202012“”“”•202012“”•202012(CFCA)2020“”•20211RoadshowChinaIR“IR”IR(2020-2021)•202112020•20212202150020653•202122020 3.3 19963719982007201320201231145“”鈊5,616.413,145.002,832.271.27%309.13% “”“”“”B2017“”2020“”2017–20204“”5300 3.4 3.4.1 3.4.1.1 “”“”“”“1-3-3” “1”“”“”“”“”“”“” “3”“”“” “” “”“” “” “3”“”“”“”“”“”“” 3.4.1.2 “+” 3.4.2 “” “” “”“”“”“”“e”“e” “” (1) (2) (3)2017222337“”)20181 12018[2018]36“”“”20162017 (4) (5) (6)2018228.35%120% (7)1.9% (8) (9) (10) (11) 4.4 20201231 2020“”AA+H “” “”“” “”5,60050020653A“” “” 2021“”A“”“”“” 202020205,616.4112.1%2,832.2714.5%3,145.0011.9%45.665.7%1.27% 9030% 46.342.8130“3+5+1”1,30051.25“”“”“”“”5 2021“” 7.1 2020“”“” 202045.665.7%2.27%0.09 20205,6005,616.4112.1%2,832.2714.5%3,145.0011.9% 20201.27%309.13%29.303.92%0.36 2020130.489.2%26.944.0%20.64%1.04 7.2. 7.2.1 2020110.6119.1320.9%10.370.899.3%26.941.044.0%43.177.0219.4%202045.662.445.7% 7.2.1.1 2020130.4811.009.2%84.77%15.23% 7.2.1.2 2020110.6119.1320.9% 2020251.9129.8913.5%141.3010.778.2% 20204,876.44687.7816.4%135.17% 20204,718.21637.6115.6%212.99% 82.18%92.27% 2020 7.2.1.3 2020251.9129.8913.5% 2020156.3816.0411.4%15.1% 202080.4214.1121.3%20.1%6 20204.640.081.7%3.7%3 202010.470.333.0%57 7.2.1.4 202088.5110.4713.4%12.7% 202020.153.1918.8%52.4%85 202032.652.898.1%51 7.2.1.5 202010.370.899.3%7.971.3520.4% 20209.519.0148.7%14.400.342.3%2.493.591.6334.70.2% 7.2.1.6 202026.941.044.0%0.4%7.7%1.1% 7.2.1.7 202044.368.2222.8% 7.2.1.8 202011.680.836.6%20.37% 7.2.27.2.2.1 202012315,616.41604.1012.1% 7.2.2.2 202012312,832.27358.7814.5% 202012311,646.61238.8017.0%965.2657.476.3% “7.3” 7.2.2.3 202012311,907.90313.1219.6%1,137.00172.9317.9%458.8197.8727.1%312.0442.2815.7% 20201231468.72141.4943.2%1,425.56171.9713.7% 20201231312.0942.3215.7%458.8197.8727.1%1,137.00172.9317.9% 20201231285.5087.6644.3%332.6% 7.2.2.4 2020123119.451.448.0% 7.2.2.5 202012315,196.47570.2912.3% 7.2.2.6 2020202012313,145.00334.5111.9% “”202012311,218.26210.1320.8%38.8%2.91,786.59204.5112.9%56.8%0.5 903.0382.0810.0%2,101.83332.5618.8% 7.2.2.7 2201738 7.2.2.8 20201231419.9433.818.8%401.7532.268.7% 7.3 20202020123135.644.331.27%2.96%0.16 2020202012311.58%0.02202012310.99% 2020“”“”“” 1.442.820.713.650.560.270.140.640.050.36 20201231182.7618.3%88.197.7%82.9326.0%0.310.29 0.09 “”202012314.471.26 2020123113.302.48%110.0720.49%20201231 7.3.7 2020123166.700.832.37%0.38901.24 202012310.17%0.06 20201231109.6722.45309.13%29.303.92%0.36 7.4 7.5 (1) (2) (3)=╱×100%=╱×100%=╱×100%=╱×100% 7.6 7.6.1 202012311,846.94296.4219.1%1,786.59204.5112.9%56.8% “” “” “” “” 5G“” “”“” “” 20154“++” 2020 20201231144.160% 7.6.2 20201231833.2234.5565,65922,0021,000364.5144.0247,25217,2675.55%0.833.09%“” 443 “”“” “”“”“”“”“” 2.0“”“”“”“” 662530 “” “” “” “” “”102.9213.21 7.6.3 20201231210.131,218.2620.8%19.97765.84 “” “”“”“”“”“”“”“”“”12 “” “e”“”12 “e” 2020123129.09429.82133.423.2727.6896.87 “”APPETC 7.6.4 2020 57% 7.6.5 2020 20203-24 2020 2020 “” 7.6.6 2020“+”720206 7.6.7 7*24“” 2020“”SWIFTGPI30.36 2020“”611.5327.6% 201729.10 2020A“”“” 73.6915.37% 7.6.8 2019-2021“”20202.63 5GMPP+HadoopApp(RPA)5G5GIT5G “”IPv613IPv6151512,150IT135“” “” “”“”O2O“”“” 5.0“” 7.6.9 “” 20201231414517228038 20201231115.8724.3926.66%548.6651.9810.47%2,147.35388.4422.08%5.090% 202012312.990.259.09%257.2918.687.83%4,199.37731.3521.09%115.1623.5925.76%52.58417.50 20205,387.85556.1511.51%522.97159.0143.69% 7.6.10 30%“”(2020)“”“”“” 119“”23“”9“”1234 7.6.117.6.11.1 鈊 鈊2017330.0051.0%鈊3 鈊“”“” 鈊239.99203.7036.292.90 201153.24566.72% 10.409.181.22 7.6.11.2 2015640.0015.53% “” 524.42452.9771.457.95 200855.744.97% “”“” 2,367.632,175.80191.8315.04 7.7 “” 7.7.1 “”“”“”“”“”“” 7.7.2 7.7.3 7.7.3.1 2020FTP 7.7.3.2 7.7.4 20202020 2020 2020866.7230.92886.62 201852320201231205.09% 201871100% 202012313,288.723,242.68101.42% 7.7.5 7.7.6 24 7.7.7 “”“”“” 7.7.8 AI(RPA) 7.8 7.8.1 2020123112.54%0.469.57%0.258.39%0.12(1)20204033.810.4%(2) (www.cqcbank.com)“” 7.8.2 202012316.84% 7.8.3 20162154.4% 2017