Alkami Technology Inc 2026年季度报告

Commission File Number 001-40321 ALKAMI TECHNOLOGY, INC. (Exact Name of Registrant as Specified in its Charter) (877) 725-5264(Registrant’s Telephone Number, Including Area Code) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405of RegulationS-T (§232.405 of this chapter) during the preceding 12months (or for such shorter period that the registrant was required to submitsuch files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, oran emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule 12b-2 of the Exchange Act. Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act).Yes☐No☒ The number of shares of registrant’s common stock outstanding as of March 31, 2026 was 107,019,174. TABLE OF CONTENTS Item 1.Financial StatementsUnaudited Condensed Consolidated Balance SheetsUnaudited Condensed Consolidated Statements of OperationsUnaudited Condensed Consolidated Statements of Changes in Stockholders’ EquityUnaudited Condensed Consolidated Statements of Cash FlowsNotes to the Unaudited Condensed Consolidated Financial StatementsItem 2.Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem 3.Quantitative and Qualitative Disclosures About Market RiskItem 4.Controls and Procedures Item 1.Legal ProceedingsItem 1A.Risk FactorsItem 2.Unregistered Sales of Equity Securities and Use of ProceedsItem 3.Defaults Upon Senior SecuritiesItem 4.Mine Safety DisclosuresItem 5.Other InformationItem 6.Exhibits ALKAMI TECHNOLOGY, INC.CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS(in thousands, except share and per share data)(UNAUDITED) ALKAMI TECHNOLOGY, INC.Notes to the Unaudited Condensed Consolidated Financial Statements(in thousands, except share and per share data)(Unaudited) Note 1. Organization Description of Business Alkami Technology, Inc. (the “Company”) is a cloud-based digital sales and service platform provider. The Company inspires andempowers community, regional and super-regional financial institutions (“FIs”) to compete with large, technologically advanced and well-resourcedbanks in the United States. The Company’s solution, the Alkami Digital Sales & Service Platform, consisting of the Alkami Digital Banking Platform,Onboarding & Account Opening, and Data & Marketing, allows FIs to onboard, engage and grow new users, accelerate revenues and meaningfullyimprove operational efficiency, all with the support of a proprietary, true cloud-based, multi-tenant architecture. The Company cultivates deeprelationships with its clients through long-term, subscription-based contractual arrangements, aligning its growth with its clients’ success andgenerating an attractive unit economic model. The Company was incorporated in Delaware in August 2011, and its principal offices are located inPlano, Texas. Note 2. Summary of Significant Accounting Policies The accompanying Condensed Consolidated Financial Statements reflect the application of significant accounting policies as describedbelow. Basis of Presentation and Consolidation The interim unaudited Condensed Consolidated Financial Statements have been prepared in accordance with generally accepted accountingprinciples in the United States of America (“GAAP”) for interim financial information. Accordingly, they do not include all of the information andfootnotes required by GAAP for complete financial statements. All intercompany accounts and transactions are eliminated. In the Company's opinion, the accompanying interim Unaudited Condensed Consolidated Financial Statements have been prepared on thesame basis as the audited consolidated financial statements and include all adjustments, consisting of normal, recurring adjustments, necessary topresent fairly the financial position, results of operations and cash flows for the periods indicated. Certain information and disclosures normallyincluded in the notes to the annual consolidated financial statements