哈特福德保险 2026年季度报告

FORM 10-Q____________________________________ (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March31, 2026 or ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from ____________ to ______________Commission file number 001-13958____________________________________ The Hartford Insurance Group, Inc. (Exact name of registrant as specified in its charter) Delaware13-3317783(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.) One Hartford Plaza, Hartford, Connecticut 06155 (Address of principal executive offices) (Zip Code) (860) 547-5000 (Registrant’s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark: •whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of theSecurities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that theregistrant was required to file such reports), and (2) has been subject to such filing requirements forthe past 90 days.Yes☑No☐•whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period thatthe registrant was required to submit such files).Yes☑No☐•whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See definitions of “large accelerated filer,”“accelerated filer,” “smaller reporting company” and "emerging growth company" in Rule 12b-2 of theExchange Act.Large accelerated filer☑Acceleratedfiler☐Non-acceleratedfiler☐Smaller reporting company☐Emerging growth company☐ •If an emerging growth company, indicate by check mark if the registrant has elected not to use theextended transition period for complying with any new or revised financial accounting standards providedpursuant to Section 13(a) of the Exchange Act.☐•whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No☑ The Hartford Insurance Group, Inc.Quarterly Report on Form 10-QFor the Quarterly Period Ended March31, 2026Table of Contents Forward-looking Statements Certain of the statements contained herein are forward-looking statements made pursuant to the safe harbor provisions of the PrivateSecurities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as “anticipates,” “intends,” “plans,”“seeks,” “believes,” “estimates,” “expects,” “projects,” and similar references to future periods. Forward-looking statements are based on management's current expectations and assumptions regarding future economic, competitive,legislative and other developments and their potential effect upon The Hartford Insurance Group, Inc. and its subsidiaries (collectively,the "Company" or "The Hartford"). Because forward-looking statements relate to the future, they are subject to inherent uncertainties,risks and changes in circumstances that are difficult to predict. Actual results could differ materially from expectations depending on theevolution of various factors, including the risks and uncertainties identified below, as well as factors described in such forward-lookingstatements, the Risk Factors of The Hartford's 2025 Form 10-K Annual Report, and our other filings with the Securities and ExchangeCommission. •Risks Relating to Economic, Political and Global Market Conditions: ◦challenges related to the Company’s current operating environment, including global political, economic and market conditions,and the effect of financial market disruptions, economic downturns, changes in trade regulation including tariffs and otherbarriers or other potentially adverse macroeconomic developments on the demand for our products and returns in ourinvestment portfolios;◦market risks associated with our business, including changes in credit spreads, equity prices, interest rates, inflation rate,foreign currency exchange rates and market volatility;◦the impact on our investment portfolio if our investment portfolio is concentrated in any particular segment of the economy;◦the impacts of changing climate and weather patterns on our businesses, operations and investment portfolio including onclaims, demand and pricing of our products, the availability and cost of reinsurance, our modeling data used to evaluate andmanage risks of catastrophes and severe weather events, the value of our investment portfolios and credit risk with reinsurersand other counterparties; •Insurance Industry and Product-Related Risks: ◦the possibility of unfavorable loss development, including with respect to long-tailed exposures;◦the significant uncertainties that limit our ability to estimate the ultimate reserves neces