美国银行美股招股说明书(2026-04-14版)

BofA Finance LLC $-- Auto-Callable Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the S&P 500®Index• expected to issue on May 5, 2026.• applicable Call Observation Date, the Observation Value of the Underlying is equal to or greater than the Call Value. The Call Observation Datesand Call Amounts are indicated on page PS-4. Assuming the Notes are not called prior to maturity, if the Ending Value of the Underlying is greater than or equal to 100% of its Starting Value, atmaturity, you will receive $1,435.00 per $1,000.00 in principal amount of your Notes.However, assuming the Notes are not called prior to maturity, if the Underlying declines by more than 15% from its Starting Value, at maturity your Value but greater than or equal to 85% of its Starting Value, at maturity you will receive the principal amount of your Notes.•Any payment on the Notes is subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.• No periodic interest payments.•The Notes will not be listed on any securities exchange. •CUSIP No. 09711QCH4.The initial estimated value of the Notes as of the pricing date is expected to be between $930.00 and $980.00 per $1,000.00 in principal amount of Notes, which is less than the public offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be supplement for additional information.There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider the information in “Risk Factors” beginning on page PS-8 of this pricing supplement, page PS-3 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $997.50 per$1,000.00 in principal amount of Notes.(2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $2.50, resulting in proceeds, before expenses, to BofAFinance of as low as $997.50 per $1,000.00 in principal amount of Notes.(3)In addition to the underwriting discount above, if any, an affiliate of BofA Finance will pay a referral fee of up to $10.25 per $1,000.00 in principalamount of the Notes in connection with the distribution of the Notes to other registered broker-dealers.The Notes and the related guarantee: Buffered Auto-Callable Notes Linked to the S&P 500® Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlying.The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as the The initial estimated value range of the Notes is set forth on the cover page of this pricing supplement. The final pricing supplement will set forth theinitial estimated value of the Notes as of the pricing date. For more information about the initial estimated value and the structuring of the Notes, see Automatic Call and Redemption Amount Determination Buffered Auto-Callable Notes Linked to the S&P 500® Hypothetical Payout Profile and Examples of Payments on the Notes Examples and Buffered Auto-Callable Notes Table The following examples and table are for purposes of illustration only. They are based onhypotheticalvalues and showhypotheticalreturns on theNotes. The examples and table illustrate payments on the Notes based on a hypothetical Starting Value of 100 for the Underlying, a hypothetical CallValue of 100 for the Underlying, a hypothetical Redemption Barrier of 100 for the Underlying, a hypothetical Threshold Value of 85, Call Amounts asindicated on page PS-4, the Redemption Amount of $1,435.00 per $1,000.00 in principal amount of Notes if the Ending Value is greater than or equal to For recent actual values of the Underlying, see “The Underlying” section below. The Ending Value of the Underlying will not include any incomegenerated by dividends or other distributions paid with respect to shar