Eagle Point Income Co Inc Series A Pfd美股招股说明书(2026-03-10版)

EAGLE POINT INCOME COMPANY INC. 4,000,000 Shares6.00% SeriesAA Convertible and Perpetual Preferred Stock6.00% SeriesAB Convertible and Perpetual Preferred StockLiquidation Preference $25.00 per share We are an externally managed, diversified closed-end management investment company that has registered as an investmentcompany under the Investment Company Act of 1940, as amended, or the “1940 Act.” Our primary investment objective is togenerate high current income, with a secondary objective to generate capital appreciation. We seek to achieve our investmentobjectives by investing primarily in junior debt tranches of collateralized loan obligations, or “CLOs,” that are collateralized by aportfolio consisting primarily of below investment grade U.S. senior secured loans with a large number of distinct underlyingborrowers across various industry sectors. We focus on CLO debt tranches rated “BB” (e.g., BB+, BB or BB-, or their equivalent) byMoody’s Investors Service,Inc., or “Moody’s,” S&P Global Ratings, or “S&P,” or Fitch Ratings,Inc., or “Fitch,” and/or otherapplicable nationally recognized statistical rating organizations. We refer to such debt tranches in this prospectus supplement as “BB-Rated CLO Debt.” We may also invest in other junior debt tranches of CLOs, senior debt tranches of CLOs, loan accumulationfacilities, or “LAFs,” and other related securities and instruments, including synthetic investments, such as significant risk transfersecurities and credit risk transfer securities issued by banks or other financial institutions. In addition, we may invest up to 35% of ourtotal assets (at the time of investment) in CLO equity securities. We expect our investments in CLO equity securities to primarilyreflect minority ownership positions. CLO junior debt and equity securities are highly leveraged, and therefore the CLO securities inwhich we intend to invest are subject to a higher degree of loss since the use of leverage magnifies losses. See“Risk Factors — RisksRelated to Our Investments — We may leverage our portfolio, which would magnify the potential for gain or loss on amountsinvested and will increase the risk of investing in us”in the accompanying prospectus. We may also invest in other securities andinstruments that our investment adviser believes are consistent with our investment objectives. The CLO securities in which weprimarily seek to invest are rated below investment grade or, in the case of CLO equity securities, are unrated and are consideredspeculative with respect to timely payment of interest and repayment of principal. Below investment grade and unrated securities arealso sometimes referred to as “junk” securities. Eagle Point Income Management LLC, or “Eagle Point Income Management” or the “Adviser,” our investment adviser, managesour investments subject to the supervision of our board of directors. An affiliate of the Adviser, Eagle Point Credit Management LLC,or “Eagle Point Credit Management,” provides investment professionals and other resources to the Adviser as the Adviser maydetermine to be reasonably necessary to conduct its operations. As of December31, 2025, the Adviser and its affiliates totaled $14.0billion of gross assets under management, inclusive of committed but undrawn capital. Eagle Point Administration LLC, an affiliateof the Adviser, or the “Administrator,” serves as our administrator. We are offering up to 4,000,000 shares, par value $0.001 per share of preferred stock, with an aggregate liquidation preference of$100,000,000. The preferred stock will be issued in multiple series, including the 6.00% SeriesAA Convertible and PerpetualPreferred Stock, or the “SeriesAA Preferred Stock,” and the 6.00% SeriesAB Convertible and Perpetual Preferred Stock, or the“SeriesAB Preferred Stock”, and together with the SeriesAA Preferred Stock, the “Offered Preferred Stock.” This prospectussupplement and the related prospectus also cover the shares of common stock into which the Offered Preferred Stock may beconverted. We intend to pay monthly dividends on the Offered Preferred Stock at an annual rate of 6.00% of the Liquidation Preference, or$1.50 per share per year. The Offered Preferred Stock has no maturity date and will remain outstanding indefinitely unless convertedby the holder or by us. The Offered Preferred Stock will rank senior in right of payment to our common stock, will rank equally inright of payment with any shares of Preferred Stock (including our 5.00% SeriesA Term Preferred Stock due 2026 (the “SeriesATerm Preferred Stock”) and 8.00% SeriesC Term Preferred Stock due 2029 (the “SeriesC Term Preferred Stock” and, together withthe SeriesA Term Preferred Stock, the Offered Preferred Stock and any additional shares of preferred stock we may issue from timeto time, the “Preferred Stock”)) we have issued or may issue in the future and will be subordinated in right of payment to any seniorindebtedness. Each holder of the Offered Preferred Stock will be entitle