工商银行2023年度报告

股份代號: 1398(於中華人民共和國註冊成立的股份有限公司) 年度報告2023 1984112005102820061027 1,2057.40 1000500BrandFinance500 使命 願景 價值觀 62788384848587GBC+889093101110129133135141143144319 420235678121515173232373941424345474951545760 (Standard Bank Group Limited)ICBC Investments ArgentinaInversora DiagonalInversora Diagonal57120126 20243272023 2023• 2023103.0642023 A 18886-4008058058 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBC H 18317M852-28628555852-28650990 5510014086-10-6610611486-95588www.icbc.com.cn, www.icbc-ltd.com A601398 333 H 1398 5586-10-6610860886-10-66107571ir@icbc.com.cn 1360011 2360036 Awww.sse.com.cn Hwww.hkexnews.hk ICBC 20USDPREF4620 1117-18 22230 520 •8835 8325 11 (1)20231117202220232022 (2) (2)92010(3)(4)(5)(6)(7)(8)(9)(10) 202340 ROAROE0.87%10.66%28.28%3,65110%2BP1.36%213.97%19.10% 2.881.2912.4%12.9%+11 115 1.55GBC+2,0001,200 1 (D-ICBC)AI2.29 肅 20242 114040 20247540 2023(GDP)5.2%3.0%0.2%7.2%4.6%5.8%(CPI)0.2% 1 0.515(LPR)2010 25 14.8%3.7%13.5%7.08271.7% 2023354.8511.0%3.231.59%205.14%15.06% 20231000500Brand Finance500 2023(M2)292.279.7%378.099.5%237.5910.6%284.2610.0%71.0 20233,651.1630.060.8%0.87%10.66%8,064.584.3%6,550.135.3%1,514.450.7%2,386.980.3%28.28%1,508.16568.509.2% •••• 31 31 20236,550.13369.725.3%81.2%14,050.391,263.659.9%7,500.261,633.3727.8%(LPR)1.41%1.61%31 (2) (3) 9,518.45517.825.8%12.4%24 3,382.67411.6113.9%14.4% 538.1583.9018.5% 611.12250.3269.4% 5,896.881,096.0522.8%13.8%14 1,035.29327.9746.4% 568.09209.3558.4% 20231,514.4510.780.7%18.8%1,193.5799.687.7%320.88110.4652.5% 20231,193.5799.687.7% 320.88110.4652.5% 20231,508.16318.6117.4%1,434.222.490.2%14.30. 568.5057.609.2%13.47%25% 2023 2023446,970.7950,869.3312.8%260,864.8228,761.0612.4%118,496.6813,159.6612.5%40,422.936,144.0117.9% 2023260,864.8228,761.0612.4%243,915.2529,085.6113.5% 23,182.3816.8%5,305.4717,876.91 4,189.965.1%958.444,170.96 20232023118,496.6813,159.6612.5%113,577.2712,941.5712.9% 12,984.2217.5%185.5732.7%497.376.5%354.451.9% 12,798.5113.9%50.160.9%193.226.7% 2023117,867.848,119.469,748.3845.4%54.6% 12,242.573,601.3541.7% GBC+2023409,204.9148,257.6413.4% 1 2023335,211.7436,506.8312.2%15,387.7410.5%20,202.6213.9%41,761.4727.6%6,171.114.4%318,378.3536,848.2113.1%16,833.39341.382.0% 10,181.064,433.2877.1% 13,697.774,638.2451.2% 202337,765.882,611.697.4%37,568.872,607.787.5% 21.47. 14,170.02123.453,512.874,538.98 8,918.5238,245.452,931.5747,163.972,743.88 2,854.4414,223.084,664.4611,368.641,162.13 201717<17>2023113.(1) 20231231 2023161,452.0423,182.3816.8%162,099.2815,387.7410.5%1,205.9136.6 ²3.88,288.7027.3% ²20235.41.4 ²122023 ²2.79,484.0554.1% ² e 202322,277.526,774.3643.7%146.745.13.55%2023++e ² ²1+N ² 5 ²++ ²APP ²2004004,000 ²20231,044 ² ² REITs+ ²e ² ²2,7112.08ESG951,128.752033214 ²20231,373.8145.5202.711,563 ²+2023 ²i ²+++ ²202327,167.4123.2%2023 ² ² 2023 ²Z(DIMO) ² ²20237.401,98020.71165,655.6820,202.6213.9%86,536.214,189.965.1%4,197522974 ²GBC+1,2004.5500 ²e6 . 0BC ²9002.0DAF ²APP ²202312.301,08810.771.536,897.31202320.8418.602.24 ² ²202326.293.6916.3%3.074,43116.9% 202320 1 617,20057.4202321.8720222.142023600AUM4,4005,000 20233,900518828 1118 ONE-ICBC(DIMO)28 DIMO ²25 ²202321.92.4 ²++ ² 202318,570.5616,074.77 ²e ²100ETF2000ETF50ETFETFREITS20237.03.72.8 ²20235,5411,31413,781 2023 931 20234.1 + ² ² ²G3 ²2023 ²60 ²7 ²2023859.66 ²35 ²••• ² ²2023 ² D-ICBC 20235AI202310 ² ² 99.99% ECOS D-ICBC ²2014+80% (D-ICBC) ²AI(RPA)371310003 2023272.463.68.6% ² ² ² (D-ICBC)202399.0% ²9.03D2.020235.522.29 9,375++ ²E20231,512617E 7 ²APP1.6e35 ² ²9e438.0 ² ²21.5 3.11,200 ²APP ²SIM20231,585134271 ² ²202367052571586.9%1,045202315,49521,02376,20353,74545,870 129.6 ²4,7601,523332.35.1134.7 3.214%200 ²++6,1561.11.55••9.51,20020 ²12.0 80 ²3119APP ²(ICBC)GBC+1 ² ² ²2023 ² ²2023419,2527,21015,767 ² 3645915,22727134 202316,29715915,884413 ²(BRBR) ² ²20234941320302591431,445 ²1120239.24 ² 20234,202.086.7%1,803.561,518.9536.996.2% ² ²2 0 2 32 4 75901.72 ²ARJ21 QDIIRQFII ² ²6401.38 ² ² ² ² ² ESG50• ² ² ² ²202316,074.77 ² 324,963,46419.39%202330,657.452,769.20503.03 2023 16 2023466,042.5651,394.9950.(a)(i)2023 2023252,502.7528,126.9796.79%4,827.05310.771.85%0.103,535.02323.321.36%0.02 20232,927.45211.301.81%0.15607.57112.020.70%0.10 4,347.8413.8%4,028.7021.3%4,015.8320.6% 3,824.4531.6%2,111.9614.0% 20237,563.917,560.013.90213.97%4.502.90% 3,304.24463.9332,231.88329.59 827.23385.75 20234.5%23.5%11,053.934.2% 2023 (VaR) (VaR)50.(c)(i)(VaR) 20232023 2023 50.(c)(ii) 2023 2023 2023 202333,539.4713,023.112,824.0810,831.70 2023 202354.5%88.8%76.7% 2023130.56%0.39 2023113311552023 2 0 2 3122.03%1.0030 IT 2023 2023 2023 2023 2023 2023 2023 2023 202313.72%15.17%19.10%1 2023 20231120232,40020221,300 202348550 EVA 202422024600 (EC)(RAROC)(EVA) 2022 20247540 1.2911.363.733.531,2007.4 202