Rocket Companies Inc-A 2026年季度报告

(Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March31, 2026or☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _______________ to _______________ Commission file number: 001-39432 Rocket Companies, Inc.(Exact name of registrant as specified in its charter) 84-4946470 (313) 373-7990(Registrant’s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Name of each exchange on which registered RKT Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Actof 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files). Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”and “emerging growth company” in Rule 12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes☐No☒ As of May4, 2026, 980,550,267 shares of the registrant's Class A common stock, $0.00001 par value, and 1,848,879,455 shares of theregistrant's Class L common stock, $0.00001 par value, were outstanding. Rocket Companies, Inc.Form 10-QFor the period ended March31, 2026 PART II. OTHER INFORMATION Item 1.Legal Proceedings61Item 1A.Risk Factors61Item 2.Unregistered Sales of Equity Securities and Use of Proceeds61Item 5.Other Information61Item 6.Exhibits62 Glossary of Acronyms and Terms Rocket Companies, Inc.Condensed Consolidated Balance Sheets($ In Millions, Except Per Share Amounts) Rocket Companies, Inc.Condensed Consolidated Statements of Income (Loss) and Comprehensive Income (Loss)($ In Millions, Except Per Share Amounts)(Unaudited) Rocket Companies, Inc.Condensed Consolidated Statements of Changes in Equity($ In Millions)(Unaudited) Rocket Companies, Inc.Condensed Consolidated Statements of Cash Flows($ In Millions)(Unaudited) Rocket Companies, Inc.Notes to Unaudited Condensed Consolidated Financial Statements($ in Millions, Except Per Share Amounts or Unless Otherwise Noted) 1. Business, Basis of Presentation and Significant Accounting Policies Rocket Companies, Inc. (together with its consolidated subsidiaries, is referred to throughout this report as the “Company”, “RocketCompanies”, “we”, “us” and “our”) was incorporated in Delaware on February 26, 2020. We are a Detroit‑based fintech company including mortgage, real estate and personal finance businesses with a mission to Help EveryoneHome. We are committed to delivering industry-best client experiences through our AI-powered, vertically integrated homeownershipecosystem. Our full suite of products empowers our clients across home search, mortgage finance and servicing, title and closing, financialwellness and personal loans. We believe our widely recognized “Rocket” brand is synonymous with simple, fast and trusted digital experiences.Our business operations are presented through two reportable segments: (1) Direct to Consumer and (2) Partner Network, refer toNote 12,Segmentsfor further information. Rocket Companies, Inc. is a holding company. Its primary material assets are the equity interests held in Rocket LP, LLC, Rocket GP, LLC, andRedfin. Rocket Limited Partnership is a Michigan limited partnership and wholly owns the following entities: Rocket Mortgage, LLC, RocketClose, RTIC, LMB HoldCo LLC, Rocket Homes, Rocket Loans, Rocket Money, Lendesk Technologies and Woodward Capital ManagementLLC. On July 1, 2025 and October 1, 2025, Rocket Companies completed the acquisitions of Redfin and Mr. Cooper, respectively. Refer toNote 2,Acquisitionsfor further information. Up-C Collapse On June 30, 2025, the Company completed a series of transactions to simplify its organizational and capital structure by collapsing its Up-Cstructure. As a result of the Up-C Collapse, the Company holds, indirectly, 100% of the voting and economic interests of Rocket LimitedPartnership, and only Class A common