Prosperity Bancshares Inc 2026年季度报告

(Exact name of registrant as specified in its charter) (281) 269-7199(Registrant’s telephone number, including area code) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file suchreports), and (2) has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period thatthe registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company or an emerging growth company. See definitions of “large accelerated filer”, “accelerated filer”, “smallerreporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act: Large Accelerated Filer☒Non-accelerated Filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No☒ As of May 4, 2026, there were 100,854,689 outstanding shares of the registrant’s Common Stock, par value $1.00 per share. PROSPERITY BANCSHARES, INC.® AND SUBSIDIARIESINDEX TO FORM 10-Q PART I—FINANCIAL INFORMATION Item 1.Financial Statements3Consolidated Balance Sheets as of March 31, 2026 (unaudited) and December 31, 20253Consolidated Statements of Income for the Three Months Ended March 31, 2026 and 2025 (unaudited)4Consolidated Statements of Comprehensive Income for the Three Months Ended March 31, 2026 and 2025(unaudited)5Consolidated Statements of Changes in Shareholders’ Equity for the Three Months Ended March 31, 2026 and2025 (unaudited)6Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2026 and 2025 (unaudited)7Notes to Consolidated Financial Statements (unaudited)8Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations33Item 3.Quantitative and Qualitative Disclosures about Market Risk56Item 4.Controls and Procedures56 PART II—OTHER INFORMATION Item 1.Legal ProceedingsItem 1A.Risk FactorsItem 2.Unregistered Sales of Equity Securities and Use of ProceedsItem 3.Defaults Upon Senior SecuritiesItem 4.Mine Safety DisclosuresItem 5.Other InformationItem 6.ExhibitsSignatures 5757575757575859 PROSPERITY BANCSHARES, INC.®AND SUBSIDIARIESCONSOLIDATED BALANCE SHEETS PROSPERITY BANCSHARES, INC.®AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF INCOME(UNAUDITED) PROSPERITY BANCSHARES, INC.®AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME(UNAUDITED) Three Months EndedMarch 31,20262025(Dollars in thousands)Net income$116,267$130,225Other comprehensive income, before tax:Securities available for sale:Change in unrealized gain during the period419682Total other comprehensive income419682Deferred tax expense related to other comprehensive income(88)(143)Other comprehensive income, net of tax331539Comprehensive income$116,598$130,764 PROSPERITY BANCSHARES, INC.®AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY(UNAUDITED) PROSPERITY BANCSHARES, INC.®AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CASH FLOWS(UNAUDITED) PROSPERITY BANCSHARES, INC.® AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTSMARCH 31, 2026(UNAUDITED) 1. BASIS OF PRESENTATION The consolidated financial statements include the accounts of Prosperity Bancshares, Inc.®(“Bancshares”) and its whollyowned subsidiary, Prosperity Bank®(the “Bank,” and together with Bancshares, the “Company”). All intercompany transactionsand balances have been eliminated. The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generallyaccepted accounting principles (“GAAP”) for financial information and with the rules and regulations of the Securities andExchange Commission (“SEC”). Accordingly, they do not include all of the information and footnotes required by GAAP forcomplete financial statements. In the opinion of management, the statements reflect all adjustments necessary for a fair presentationof the financial position, results of operations and cash flows of the Company on a consolidated basis; and all such adjustments areof a normal recurring nature. These financial statements and the notes thereto should be read in conjunction with the Company’sAnnual Report on Form 10-K for the year ended December 31, 2025. Operating results for the three-month period ended March 31,2026, are not