全球金融科技现状：2026年第一季度私募市场金融科技公司的交易、融资及退出数据与分析

State ofFintech Global | Q1 2026 Global data and analysis on dealmaking, funding,and exits by private market fintech companies Insights are good.Action is better. We track and compare the world’s companies. Our AIagents keep you a step ahead of competitors anddisruption. Trusted by the world's smartest companies:Every big tech company. Every top professionalservices firm. 26 of the top 30 banks. All ten Fortune10 companies. Put our AI agents to work today. ▮▮▮▮IIIIIIStart free trial Go Deeper. All the data behind this report is live on the CB Insightsplatform. Filter it, download it, build your own analysis. ▮▮▮▮IIIIIIExplore the data TL;DRYour rundown onfintechinQ1’26TL;DR $6.4M 199 35% 762Fintech equity deals inQ1’26, a multi-year low. Fintech M&A deals inQ1’26, a six-quarter low. Late-stage banking techdeal share. Crypto startups’ averagevaluation per employee. Fintech deal count fell to 762 inQ1’26, a multi-year low and thefifth consecutive quarterly decline.Yet funding dollars returned toprior levels after a Q4’25 spike. Total banking deals fell to 34 (amulti-year low), and total fundingdropped to $932M, roughly half ofQ1'25's $1.8B. The average across allfintechsthat raised in Q1’26 is $3.5M peremployee. For digital assetscompanies, it’s $6.4M, nearly 2xthe broader fintech average. Fintech M&A fell to 199 deals inQ1’26, down 26% from Q4’25 and asix-quarter low. The headline deals this quarterwere concentrated in areas thatsaw outsized funding growth in2025. The capital still moving intobanking is going to scaledcompetitors, not partners. The market is getting smaller, butnot weaker. Capital isconcentrating behind fewercompanies, later in their lifecycle,with more conviction. Seven of the top 10 highest-valued fintech teams this quarterare crypto companies, such asQFEX, Warden, and CrossoverMarkets. Capital One completed its $5.3Bacquisition ofBrex, following thespend management sector’s 4xfunding growth 2024-2025. Of the top 10 banking deals thisquarter, 8 went to companiescompeting directly with banks. See the data→ See the data→ See the data→ TL;DRState ofFintech Fintech deal countfalls to a multi-yearlow in Q1’26 Quarterly equity funding anddeal count ▮▮▮▮▮▮▮▮▮▮▮▮▮IIIIExplore equity funding rounds for 23,000+fintechs TL;DRState ofFintech Fintechsevolveinto banks' directcompetitors acrossconsumer andbusiness banking Top digital banking equity dealsin Q1’26 TL;DRState ofFintech Fintech M&A fallsto a six-quarter lowin Q1’26 TL;DRState ofFintech Crypto leads theway with smallteams and bigvaluations ContentsState of Fintech GlobalTrends GeographicTrends111 US112SiliconValley118NewYork122Miami126Philadelphia130Asia134India140Japan144Europe148UnitedKingdom154LatAm158Brazil164Africa168 InvestmentTrends11HeadcountTrends34Unicorns41ExitTrends47Investors52 BankingWealthTechCapital MarketsTechDigitalLendingPaymentsDigitalAssets Global Trends Investment Trends State of Fintech|Global Trends|Investment Trends Annual equity funding & deals State of Fintech|Global Trends|Investment Trends Quarterly equity funding & deals State of Fintech|Global Trends|Investment Trends Funding & deals by global region in Q1’26 State of Fintech|Global Trends|Investment Trends Percent of quarterly deals by global region State of Fintech|Global Trends|Investment Trends Percent of quarterly deals by investor group State of Fintech|Global Trends|Investment Trends Annual average & median deal size State of Fintech|Global Trends|Investment Trends Annual median deal size by global region State of Fintech|Global Trends|Investment Trends Annual median deal size by investor group State of Fintech|Global Trends|Investment Trends Quarterly funding & deals from mega-rounds (deals worth $100m+) State of Fintech|Global Trends|Investment Trends State of Fintech|Global Trends|Investment Trends Quarterly mega-round deals by global region State of Fintech|Global Trends|Investment Trends Quarterly mega-rounds as percent of funding Global: Top equity deals in Q1’26 State of Fintech|Global Trends|Investment Trends Annual percent of deals by deal stage State of Fintech|Global Trends|Investment Trends Regional deal share by deal stage in Q1’26 State of Fintech|Global Trends|Investment Trends Annual median funding by deal stage State of Fintech|Global Trends|Investment Trends Global: Top seed/angel deals in Q1’26 State of Fintech|Global Trends|Investment Trends Global: Top Series A deals in Q1’26 Global: Top Series C deals in Q1’26 Headcount Trends State of Fintech|Global Trends|Headcount Trends Fastest-growing markets by YoY headcount change State of Fintech|Global Trends|Headcount Trends Annual share of M&A exits by number of employees State of Fintech|Global Trends|Headcount Trends Quarterly equity deal share by number of employees State of Fintech|Global Trends|Headcount Trends State of Fintech|Global Trends|Headcount Trends State of Fintech|Global Trends|Headc