Hippo Holdings Inc 2026年季度报告

(Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March31, 2026OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______ to ______.Commission File Number: 001-39711 HIPPO HOLDINGS INC.(Exact name of registrant as specified in its charter) 32-0662604 (I.R.S. Employer Identification No.) (650) 294-8463(Registrant's telephone number, including area code)Not Applicable(Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 duringthe preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements forthe past 90 days.YesNo Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).YesNo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or anemerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company”in Rule 12b-2 of the Exchange Act. Large accelerated filer☐Accelerated filer☒Non-accelerated filer☐Smaller reporting company☐Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new orrevised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).Yes☐No☒ The registrant had 26,035,917 shares of common stock outstanding as of April 27, 2026. Table of Contents Cautionary Note regarding Forward-Looking Statements Part I. Financial Information Item 1Unaudited Interim Condensed Consolidated Financial StatementsUnaudited Interim Condensed Consolidated Balance SheetsUnaudited Interim Condensed Consolidated Statements of Operations and Comprehensive Income (Loss)Unaudited Interim Condensed Consolidated Statements of Stockholders’ EquityUnaudited Interim Condensed Consolidated Statements of Cash FlowsNotes to Unaudited Interim Condensed Consolidated Financial StatementsItem 2Management's Discussion and Analysis of Financial Condition and Results of OperationsItem 3Quantitative and Qualitative Disclosures About Market RiskItem 4Controls and Procedures Part II. Other Information Item 1Legal ProceedingsItem 1ARisk FactorsItem 2Unregistered Sales of Equity Securities and Use of ProceedsItem 3Defaults Upon Senior SecuritiesItem 4Mine Safety DisclosuresItem 5Other InformationItem 6ExhibitsSignatures CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS Certain statements included in this Quarterly Report on Form 10-Q that are not historical facts are forward-looking statements forpurposes of the safe harbor provisions under the United States Private Securities Litigation Reform Act of 1995. These statements include,without limitation, statements regarding the financial position, business strategy, and the plans and objectives of management for HippoHoldings Inc. (together with its subsidiaries, “Hippo,” the “Company,” “we,” “us” and “our”) for future operations. These statements constituteprojections, forecasts, and forward-looking statements, and are not guarantees of performance. Such statements can be identified by the factthat they do not relate strictly to historical or current facts. Forward-looking statements generally are accompanied by words such as “anticipate,” “believe,” “continue,” “could,” “estimate,”“expect,” “future,” “intend,” “may,” “might,” “outlook,” “plan,” “possible,” “potential,” “predict,” “project,” “seek,” “seem,” “should,”“strive,” “will,” “would,” and similar expressions that predict or indicate future events or trends or that are not statements of historical matters,but the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements in this Quarterly Report on Form 10-Q include, for example, statements about: •our future results of operations and financial condition, including estimates and forecasts of financial and operating results andperformance metrics, and our ability to attain and maintain profitability;•our business strategy, including our cost reduction efforts, our diversified distribution strategy, and our plans to expand into newmarkets and new products;