甘肃银行年度报告2025

2025年 度 報 告 2 5101215658891109141155163165167169171 298 20252026 202621 •••• 201153025252011824201192720111118 H2018118 2025 (1)(2)(3)(4)(5)(6)(7)=(8)=(9)=(10)=(11)=(12)2.5%(13)2015101 2025 1,401,8795.4%5.2%4.8%4.5%3.9%4.5%5.4%5.9%5.4%3.7% 20252025442.128.3%35.620258.4%14.1%11.1%6.5%20.2%2025123.1%333.1%1 202513,697.55.8%0.816 2026 20255,420.720245,953.99.0%2024584.71.1%2025590.92025 20251231435,895.95.1%229,618.70.8%1.93%2024337,473.75.0% (a) 2024202577.9%81.4%2025 (1)(2)(3)(4)(5)(6)(7) (1)(2)(3) (1) 202413,016.58.3%202511,937.32024396,149.24.5%2025414,170.820243.29%20252.88% 2024202571.2%71.7% 20243,124.414.0%20252,687.620242.35%20251.90%2024132,930.16.5%2025141,527.0 202423.8103.8%202548.520241.27%20252.13%20241,875.521.5%20252,278.5 2024337.28.4%2025365.6202417,989.520.2%202521,627.820241.87%20251.69% 2024259.97.2%2025278.7202418,178.97.2%202519,491.5 20248,341.811.0%20257,422.820242.27%20251.93%2024367,594.84.8%2025385,319.6 (A) 20246,854.910.2%20256,158.420242.25%20251.91%2024304,466.45.7%2025321,833.9 (B) 2024122.323.8%2025151.420245,479.971.0%20259,368.320242.23%20251.62% (C) 2024669.17.0%2025622.320242.36%20251.89%202428,354.616.3%202532,981.4 (D) 2024554.639.2%2025337.1202421,625.742.9%202512,345.22.56%2.73% (E) 2024129.812.0%2025145.420247,432.314.6%20258,519.41.75%1.71% (iii) 20241.02%20250.95%3.29%2.88%(i)(ii)2.27%1.93%0.07 20241.18%20251.09% 2024400.012%2025447.9 (B) 2024828.92025344.4 (C) 202441.22025189.6 (D) 202438.4202518.9 (E) 20249.0202544.5 (v) 20242,376.60.9%20252,355.6 2024426.75.2%2025404.4 2024578.00.4%2025580.5 2024102.01.3%2025100.7 20243,101.615.2%20252,630.3 20242,019.517.2%20252,366.5 2024967.982.2%2025172.6 (vii) 2024109.02025156.9 (b) 202520241231435,895.9414,707.6(i)(ii)(iii)(iv)(v) (1) (2) (A) 20251231229,618.720240.8%52.7%20243.1 20252024123151.4%54.4% 20241231154,092.72.7%20251231149,942.3 2024123153,815.90.5%2025123154,066.1(i)(ii) 202412312025123178.6%77.2% 2024123142,975.77.8%2025123146,336.7 1231 202412315,818.72.8%202512315,656.0 (B) 202520241231146,826.0141,293.533.7%34.1% 20241231141,293.53.9%20251231146,826.0 202520241231401,520.6380,869.7(i)(ii)(iii)(iv)(v)(vi) 202412312025123184.4%84.0% 2025112025123156,470.0311.65%1.85% (i) 202512314,323.1 2025202412311.93%1.93% 20242025123166.6%65.08% (B) 20251231 (C) 202412311.42%202512311.38%0.04 202412314.01%202512314.16%0.15 (ii) (e) (1)(2) 20252024123124,407.222,120.8 (f) 2025138.74113.5618,3102,24716,0634.47%2.6628.709.36e3.60%e19.3211,9632021-2025931.36202537.5056.3592.1121.36 (g) 20251231149,942.381,438.62025202439.5%32.5% (1)(2) 2 0 2 52 0 2 41 23 1149,942.3154,092.765.4%66.6% 120252024123119,537.916,950.98.5%7.3% 20252024123181,438.681,716.524.2%25.4% (iv) (A) 2025202450.395 202520247.862.4 202420259,849.0611,287.70 20141 20242025415310 (D) (h) 2025123154,066.1237,587.42025202433.1%33.3% 50,00050,000200,000200,0003.03.0 2025123139.953,296 (1)(2) 20252024123154,066.153,815.923.5%23.3% 202520241231237,587.4223,846.570.4%69.7% (iii) •••IC•IC•IC•IC 202512318.9920252024123145,663.4756,830.7 20191111 202512311,056,3511,006,65849,693133.97124.709.27294,275.12290,743.753,531.37317,806312,1835,62318,556.885,998.2512,558.63 (C) 2025123119.352025202412311,1641,150 (iv) (A) 2025202432,926.4932,819.7420251231142,60520252.25%3.09% (B) 202512317 20251231811,851.54 2015820252024119.1898.75 (C) 2025123114,376202520244,861.035,028.17 (D) (i) 2025202425.4%32.7% (1)(2) (i)(ii)(iii) 20252024123110,282.215,708.62,910.31,028.7 (B) 20252024123112,183.85,001.72025202412312,012.8975.2 (C) 2025202412312,604.48,989.27,800.64,946.8 (ii) (A) (B) 2025123115,38420251231 (D) 2025123117,31020251231 202512311121782193% (ii) (A) 2025123187.238.9478.29202512315.445,583.490.45145.23 (B) 20251231436.1418.442,780.99 (C) 20251231851,082 (D) 2025123119438479364 (E) 20251231101.42 (F) B2C20251231304.37 (k) 20089472025123162.73% 20251231551,1317,891134,5312025123112110 202512312,180.61,988.81,381.22024202546.645.40.78%0.84% (l) 20242025206.7154.6 202521 2025CRM20253123874.19%3717.8738.6653.8156.214311780%2025430 2025 IT (m) (i)(ii) (A) ••10012•••• (B) (iii) GRC (iv) 201871 (v) (vi) GRC •••• •••••• (vii) (viii) ••• ••• 202520241231 20251231 1. 20251231 2. 3. 50,00050,000200,000200,0003.03.02025123139.943,296 4. () ••10%50%•• 1.5%20251231158.9 2025123112.07%12.07%11.07% ()2024 20253282024 20256272024 2025 () 20251231 2 0 2 632 71 01 . 1 81,778,235,376.942025 202520268H 5. 20251231202512315,157.6 6. 2025123120251231 7. 202512311,466,441.50 8. 2025123127 9. (i) 202512311.220251231 20251231 2025123113.620251231 37 10. 20251231. 11.(i) 2025123036465666762.86% 5.125%(i)20H202582520H20H0.2920.266(ii)20256302.26 20258252025930202594 12. 13. 2025123110%10% 5% 14. 15. 16. 20251231XV352XV78 (1)L 20251231 17. 18. 19. 20. 21. C1 22