美国银行美股招股说明书(2026-02-13版)

This pricing supplement, which is not complete and may be changed, relates to an effective Registration Statement under the Securities Act of 1933. This pricing supplement and theaccompanying prospectus supplement and prospectus are not an offer to sell these notes in any country or jurisdiction where such an offer would not be permitted. Filed Pursuant to Rule 424(b)(2)Registration No. 333-290665 Preliminary Pricing Supplement - Subject to Completion(To Prospectus dated December 8, 2025and Series P MTN Prospectus Supplement dated December 8, 2025) Fixed Rate Callable Notes, due February 19, 2036 ●The notes are senior unsecured debt securities issued by Bank of America Corporation (“BAC”). All payments and the return of the principalamount on the notes are subject to our credit risk.●The notes will price on February 17, 2026. The notes will mature on February 19, 2036. At maturity, if the notes have not been previouslyredeemed, you will receive a cash payment equal to 100% of the principal amount of the notes, plus any accrued and unpaid interest.●Interest will be paid on February 19 of each year, commencing on February 19, 2027, with the final interest payment date occurring on thematurity date.●The notes will accrue interest at the fixed rate of 5.00% per annum.●We have the right to redeem all, but not less than all, of the notes on February 19, 2031, and on each subsequent Call Date (as defined on pagePS-2). The redemption price will be 100% of the principal amount of the notes, plus any accrued and unpaid interest. Potential purchasers of the notes should consider the information in “Risk Factors” beginning on page PS-4 of this pricing supplement, page S-6 of (1)Certain dealers who purchase the notes for sale to certain fee-based advisory accounts may forgo some or all of their sellingconcessions, fees or commissions. The price to public for investors purchasing the notes in these accounts may be as low as$995.00 (99.50%) per $1,000 in principal amount of the notes. See “Supplemental Plan of Distribution—Conflicts of Interest” in (2)We or one of our affiliates may pay varying selling concessions of up to 0.50% in connection with the distribution of the notesto other registered broker-dealers. The notes are unsecured and unsubordinated obligations and are not savings accounts, deposits, or other obligations of a bank. The notes are notguaranteed by Bank of America, N.A. or any other bank, and are not insured by the Federal Deposit Insurance Corporation or any other None of the Securities and Exchange Commission, nor any state securities commission, nor any other regulatory body has approved or disapprovedof these notes or passed upon the adequacy or accuracy of this pricing supplement, the accompanying prospectus supplement, or the accompanying We will deliver the notes in book-entry form only through The Depository Trust Company on or about February 19, 2026 against payment inimmediately available funds. BofA Securities SUMMARY OF TERMS This pricing supplement supplements the terms and conditions in the prospectus, dated December 8, 2025, as supplemented by theSeries P MTN prospectus supplement, dated December 8, 2025 (as so supplemented, together with all documents incorporated by Certain terms used and not defined in this document have the meanings ascribed to them in the prospectus supplement andprospectus. Unless otherwise indicated or unless the context requires otherwise, all references in this pricing supplement to “we,” “us,” RISK FACTORS Your investment in the notes entails significant risks, many of which differ from those of a conventional security. Your decisionto purchase the notes should be made only after carefully considering the risks of an investment in the notes, including those discussedbelow, with your advisors in light of your particular circumstances. The notes are not an appropriate investment for you if you are not Structure-related Risks The notes are subject to our early redemption.We may redeem all, but not less than all, of the notes on any Call Date on orafter February 19, 2031. If you intend to purchase the notes, you must be willing to have your notes redeemed as early as that date. Weare generally more likely to elect to redeem the notes during periods when the remaining interest to be accrued on the notes is to If we redeem the notes prior to the maturity date, you may not be able to reinvest your proceeds from the redemption in aninvestment with a return that is as high as the return on the notes would have been if they had not been redeemed, or that has a similar An investment in the notes may be more risky than an investment in notes with a shorter term.The notes have a term of10 years, subject to our right to call the notes as set forth in this pricing supplement. By purchasing notes with a relatively longer term,you are more exposed to fluctuations in interest rates than if you purchased a note with a shorter term. In particular, you may benegat