艾可菲 2025年季度报告

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to besubmitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrantwas required to submit such files). Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer ora smaller reporting company. See definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” inRule 12b-2 of the Exchange Act. (Check one): If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transitionperiod for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the ExchangeAct. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes☐No☒ On April 4, 2025, there were 124,199,041 shares of the registrant’s common stock outstanding.1 EQUIFAX INC. QUARTERLY REPORT ON FORM 10-Q QUARTER ENDED MARCH 31, 2025 INDEX PagePARTI.Financial Information4Item 1.Financial Statements (Unaudited)4Consolidated Statements of Income—Three Months Ended March 31, 2025and20244Consolidated Statements of Comprehensive Income (Loss)—Three MonthsEnded March 31, 2025and 20245Consolidated Balance Sheets—March 31, 2025and December 31, 20246Consolidated Statements of Cash Flows—Three Months Ended March 31,2025and 20247Consolidated Statements of Shareholders' Equity and Accumulated OtherComprehensive Loss—Three Months Ended March 31, 2025and 20248Notes to Consolidated Financial Statements (Unaudited)9Item 2.Management’s Discussion and Analysis of Financial Condition and Results ofOperations19Item 3.Quantitative and Qualitative Disclosures About Market Risk30Item 4.Controls and Procedures30PARTII.Other Information31Item 1.Legal Proceedings31Item1A.Risk Factors31 FORWARD-LOOKING STATEMENTS This report contains information that may constitute “forward-looking statements.” Generally, the words“believe,” “expect,” “intend,” “estimate,” “anticipate,” “project,” “will,” “may” and similar expressions identifyforward-looking statements that are not historical in nature. All statements that address future operating performanceand events or developments that we expect or anticipate will occur in the future, including statements relating tofuture operating results, improvements in our information technology and data security infrastructure, including as apart of our cloud technology transformation, our strategy, the expected financial and operational benefits, synergiesand growth from our acquisitions, changes in U.S. and worldwide economic conditions, such as changes in interestrates and inflation, that materially impact consumer spending, home prices, investment values, consumer debt,unemployment rates and the demand for Equifax's products and services, our culture, our ability to innovate, themarket acceptance of new products and services and similar statements about our business plans are forward-lookingstatements. Management believes that these forward-looking statements are reasonable as and when made.However, forward-looking statements are subject to certain risks and uncertainties that could cause actual results todiffer materially from the Company’s historical experience and our present expectations or projections, includingwithout limitation our expectations regarding the Company’s outlook, long-term organic and inorganic growth, andcustomer acceptance of our business solutions referenced below under “Item 2. Management’s Discussion andAnalysis of Financial Condition and Results of Operations — Business Overview.” These risks and uncertaintiesinclude, but are not limited to, those described in Part II, “Item 1A. Risk Factors” and elsewhere in our AnnualReport on Form 10-K for the year ended December 31, 2024, and those described from time to time in our futurereports filed with the United States Securities and Exchange Commission (“SEC”). As a result of such risks anduncertainties, we urge you not to place undue reliance on any such forward-looking statements. Forward-lookingstatements speak only as of the date when made. We undertake no obligation to publicly update or revise anyforward-looking statements, whether as a result of new information, future events or otherwise, except as requiredby law.3 PART I. FINANCIAL INFORMATION ITEM 1. FINANCIAL STATEMENTS (UNAUDITED) EQUIFAX INC. CONSOLIDATED STATEMENTS OF INCOME (Unaudited) Three Months EndedMarch 31, EQUIFAX INC. CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) See Notes to Consolidated Financial Statements.5 EQUIFAX INC. CONSOLIDATED BALANCE SHEETS (Unaudited) EQUIFAX INC. (Unaudited) EQUIFAX INC. CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY AND ACCUMULATED OTHERCOMPREHENSIVE LOSS (Unaudited) For the Three Months Ended March 31, 202