大新银行集团2022年中期业绩报告

DSBG 2022 中期业绩报告 InterimReport 有关大新银行： 大新银行有限公司为大新银行集团有限公司之全资附属公司。大新银行植根香港75年，一直凭着“以人为本”的精神为客户提供优质银行产品及服务，并不断推动“同步更进步”的品牌理念，与香港、大湾区至更广泛地区的客户共同成长。 AboutDahSingBank: DahSingBank,Limitedisawholly-ownedsubsidiaryofDahSingBankingGroupLimited.FoundedinHongKong75yearsago,DahSingBankhasbeenprovidingqualitybankingproductsandservicestoitscustomerswithavisiontobe“TheLocalBankwithaPersonalTouch”.Overtheyears,theBankhasbeenrigorousindeliveringonitsbrandtaglinetogrowwithitscustomersinHongKong,theGreaterBayAreaandbeyond–“TogetherWeProgressandProsper”. 目录 CONTENTS 未经审核之简明综合收益账 未经审核之简明综合全面收益表 未经审核之简明综合财务状况表 未经审核之简明综合权益变动表 未经审核之简明综合现金流量结算表 未经审核之中期简明财务报表附注 财务比率 集团及业务概览 企业管治及其他资料 UnauditedCondensedConsolidatedIncomeStatement2 UnauditedCondensedConsolidatedStatementof3 ComprehensiveIncome UnauditedCondensedConsolidatedStatementof4 FinancialPosition UnauditedCondensedConsolidatedStatementof5 ChangesinEquity UnauditedCondensedConsolidatedStatementof7 CashFlows NotestotheUnauditedInterimCondensed8 FinancialStatements FinancialRatios84 CorporateandBusinessOverview85 CorporateGovernanceandOtherInformation89 未经审核之简明综合收益账 UNAUDITEDCONDENSEDCONSOLIDATEDINCOMESTATEMENT 截至6月30日止6个月Forthesixmonthsended30June （以港币千元位列示，除另有注明外）(ExpressedinthousandsofHongKongdollarsunlessotherwisestated) 附注 Note 2022 2021 变动Variance百分比 % 利息收入利息支出净利息收入服务费及佣金收入服务费及佣金支出净服务费及佣金收入净买卖收入其他营运收入营运收入营运支出扣除减值亏损前之营运溢利信贷减值亏损扣除若干投资及固定资产之收益及亏损前之营运溢利 出售其他固定资产之净亏损出售以公平值计量且其变动计入其他全面收益的金融资产之净收益出售以摊余成本列账的金融资产之净收益应占联营公司之业绩联营公司投资之减值亏损视同出售联营公司投资之亏损应占共同控制实体之业绩 除税前溢利税项本公司股东应占溢利每股盈利 基本及摊薄 InterestincomeInterestexpenseNetinterestincomeFeeandcommissionincomeFeeandcommissionexpenseNetfeeandcommissionincomeNettradingincomeOtheroperatingincomeOperatingincomeOperatingexpenses OperatingprofitbeforeimpairmentlossesCreditimpairmentlosses OperatingprofitbeforegainsandlossesoncertaininvestmentsandfixedassetsNetlossondisposalofotherfixedassets NetgainondisposaloffinancialassetsatfairvaluethroughothercomprehensiveincomeNetgainondisposaloffinancialassetsatamortisedcostShareofresultsofanassociateImpairmentlossoninvestmentinan associate LossondeemeddisposalofinvestmentinanassociateShareofresultsofjointlycontrolledentities ProfitbeforetaxationTaxationProfitfortheperiodattributabletoShareholdersoftheCompany EarningspershareBasicanddiluted 3344567899 1011 2,696,956 2,602,333 (676,666) (638,950) 2,020,290 1,963,383 2.9 564,004 735,541 (82,402) (94,027) 481,602 641,514 (24.9) 93,456 84,282 31,245 31,903 2,626,593 2,721,082 (3.5) (1,390,536) (1,451,250) (4.2) 1,236,057 1,269,832 (2.7) (305,055) (117,050) 160.6 931,002 1,152,782 (19.2) (426) (6,895) – 3,875 24 – 453,747 433,054 (139,000) (251,000) – (31,202) 12,736 16,835 1,258,083 1,317,449 (4.5) (158,747) (207,040) 1,099,336 1,110,409 (1.0) HK$0.78 HK$0.79 2大新银行集团有限公司2022年中期业绩报告 未经审核之简明综合全面收益表 UNAUDITEDCONDENSEDCONSOLIDATEDSTATEMENTOFCOMPREHENSIVEINCOME 截至6月30日止6个月Forthesixmonthsended30June （以港币千元位列示，除另有注明外）(ExpressedinthousandsofHongKongdollarsunlessotherwisestated) 2022 2021 期间溢利 Profitfortheperiod 1,099,336 1,110,409 期间其他全面收益 Othercomprehensiveincomefortheperiod 可能会重新分类至综合收益账的项目： Itemsthatmaybereclassifiedtotheconsolidated incomestatement: 证券投资 Investmentsinsecurities 以公平值计量且其变动计入其他全面 Netchangeinfairvalueofdebtinstruments 收益的债务工具之公平值变动净额 atfairvaluethroughothercomprehensiveincome (595,340) 179,307 应占按权益会计法处理的联营公司之 Shareofothercomprehensiveincomeofan 其他全面收益 associateaccountedforusingtheequitymethod (63,149) (63,153) 以公平值计量且其变动计入其他全面 Netchangeinallowanceforexpectedcredit 收益的债务工具之预期信贷亏损准备 lossesofdebtinstrumentsatfairvalue 变动净额 throughothercomprehensiveincome (14,457) 3,116 净收益变现及转移至收益账： Netgainrealisedandtransferredtoincome statementupon: －出售以公平值计量且其变动计入 –Disposalofdebtinstrumentsatfairvalue 其他全面收益之债务工具 throughothercomprehensiveincome – (3,875) 有关上述之递延税项 Deferredincometaxrelatedtotheabove 91,893 (29,244) (581,053) 86,151 换算海外机构财务报表的汇兑差异 Exchangedifferencesarisingontranslation ofthefinancialstatementsofforeignentities (384,843) (146,673) 不会重新分类至综合收益账的项目： Itemsthatwillnotbereclassifiedtothe consolidatedincomestatement: 以公平值计量且其变动计入其他全面 Netchangeinfairvalueofequityinstrumentsat 收益的权益性工具之公平值变动净额 fairvaluethroughothercomprehensiveincome (42) (690) 有关上述之递延税项 Deferredincometaxrelatedtotheabove 12 124 (30) (566) 扣除税项后之期间其他全面亏损 Othercomprehensivelossfortheperiod, netoftax (965,926) (61,088) 扣除税项后之期间全面收益总额 Totalcomprehensiveincomefortheperiod, netoftax 133,410 1,049,321 DAHSINGBANKINGGROUPLIMITEDINTERIMREPORT20223 未经审核之简明综合财务状况表 UNAUDITEDCONDENSEDCONSOLIDATEDSTATEMENTOFFINANCIALPOSITION （以港币千元位列示，除另有注明外）(ExpressedinthousandsofHongKongdollarsunlessotherwisestated) 附注 Note 2022年6月30日Asat30Jun2022 2021年12月31日 Asat31Dec2021 资产 ASSETS 现金及在银行的结余 Cashandbalanceswithbanks 21,233,245 12,007,753 在银行1至12个月内到期的存款 Placementswithbanksmaturingbetweenoneand twelvemonths 5,893,433 4,531,863 持作买卖用途的证券 Tradingsecurities 12 2,839,559 4,425,384 以公平值计量且其变动计入损益的金融资产 Financialassetsatfairvaluethroughprofitorloss 12 9,629 14,119 衍生金融工具 Derivativefinancialinstrume