RenaissanceRe Holdings Ltd 2026年季度报告

SECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D.C. 20549FORM 10-Q☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OFTHE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March 31, 2026OR☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OFTHE SECURITIES EXCHANGE ACT OF 1934For the transition period from toCommission File Number:001-14428RENAISSANCERE HOLDINGS LTD. (Exact Name Of Registrant As Specified In Its Charter) Bermuda98-0141974(State or Other Jurisdiction ofIncorporation or Organization)(I.R.S. EmployerIdentification Number) (Address of Principal Executive Offices)(Zip Code) (441) 295-4513 (Registrant’s telephone number, including area code) (Former name, former address and former fiscal year, if changed since last report)Securities registered pursuant to Section12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports),and (2)has been subject to such filing requirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuantto Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrantwas required to submit such files). Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reportingcompany,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. Large accelerated filer☒, Accelerated filer☐, Non-accelerated filer☐, Smaller reporting company☐, Emerging growth company☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes☐No☒The number of Common Shares, par value U.S. $1.00 per share, outstanding at April24, 2026 was 42,633,041. RENAISSANCERE HOLDINGS LTD.TABLE OF CONTENTS GLOSSARY OF DEFINED TERMS3NOTE ON FORWARD-LOOKING STATEMENTS5 ITEM 1.FINANCIAL STATEMENTS7ITEM 2.MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTSOF OPERATIONS52ITEM 3.QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK84ITEM 4.CONTROLS AND PROCEDURES84 PART IIITEM 1. LEGAL PROCEEDINGS85ITEM 1A.RISK FACTORS85ITEM 2.UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS85ITEM 3.DEFAULTS UPON SENIOR SECURITIES86ITEM 4.MINE SAFETY DISCLOSURES86ITEM 5.OTHER INFORMATION86ITEM 6.EXHIBITS86 SIGNATURES 87 GLOSSARY OF DEFINED TERMS In this Form 10-Q, references to “RenaissanceRe” refer to RenaissanceRe Holdings Ltd. (the parent company) andreferences to “we,” “us,” “our” and the “Company” refer to RenaissanceRe Holdings Ltd. together with its subsidiaries,unless the context requires otherwise. “2025 Large Loss Events” a series of wildfires that burned throughout southern California in January 2025(the “California Wildfires”), and the Other 2025 Large Loss EventsAccounting Standards CodificationAlphaCat Managers Ltd.A.M. Best Company, Inc.Corporate Income Tax Act 2023DaVinciRe Holdings Ltd. and its subsidiaryDaVinci Reinsurance Ltd.enterprise risk managementthe Securities Exchange Act of 1934, as amendeda deposit that must be submitted to support the underwriting capacity of amember of Lloyd’sFinancial Accounting Standards Boardfinancial condition reportFitch Ratings Ltd.Fontana Holdings L.P. and its subsidiariesAnnual Report on Form 10-Kthis Quarterly Report on Form 10-Q for the quarterly period ended March 31,2026RenaissanceRe Medici Fund Ltd.RenaissanceRe Medici UCITS Fund, a sub-fund of RenaissanceRe MediciICAVMoody’s Investors Servicethe crash of American Airlines flight 5342 in January 2025, and certain refineryfires in the first quarter of 2025Renaissance Reinsurance Ltd.Renaissance Reinsurance of Europe Designated Activity Company “ASC”“AlphaCat Managers”“A.M. Best”“CIT”“DaVinci”“DaVinci Reinsurance”“ERM”“Exchange Act”“FAL” “FASB”“FCR”“Fitch”“Fontana”“Form 10-K”“Form 10-Q” “Medici”“Medici UCITS” “Moody’s”“Other 2025 Large Loss Events” “Renaissance Reinsurance”“Renaissance Reinsurance of EuropeDAC”“Renaissance Reinsurance U.S.”“RenaissanceRe”“RenaissanceRe Finance”“RenaissanceRe Specialty U.S.”“RREAG”“S&P”“SEC”“Securities Act”“Stock Purchase Agreement” Renaissance Reinsurance U.S. Inc.RenaissanceRe Holdings Ltd.RenaissanceRe Finance Inc.RenaissanceRe Specialty U.S. Ltd.RenaissanceRe Europe AGStandard and Poor’s Rating ServicesU.S.