加拿大皇家银行美股招股说明书(2025-07-21版)

Royal Bank of Canada is offering the Redeemable Fixed Rate Notes (the “Notes”) described below.The Notes will accrue interest at the rate of 5.00% per annum, payable semiannually.We may redeem the Notes in whole, but not in part, as described under “Key Terms” below.Any payments on the Notes are subject to our credit risk.The Notes will not be listed on any securities exchange.The Notes are bail-inable notes (as defined in the accompanying prospectus supplement) and are subject to application of the laws of the Province of Ontario and the federal laws of Canada applicable therein in respect ofthe operation of the CDIC Act with respect to the Notes. CUSIP:78014RG53Investing in the Notes involves a number of risks. See “Selected Risk Considerations” beginning on page P-4 ofthis pricing supplement and “Risk Factors” in the accompanying prospectus, prospectus supplement andproduct supplement.None of the Securities and Exchange Commission (the “SEC”), any state securities commission or any other regulatorybody has approved or disapproved of the Notes or passed upon the adequacy or accuracy of this pricing supplement. Any Underwriting discounts and commissionsProceeds to Royal Bank of Canada 99.49%$7,076,723.70RBC Capital Markets, LLC will purchase the Notes from us on the Issue Date at purchase prices between $991.50 and $1,000 principal amount of Notes to certain selected broker-dealers as a selling concession. Certain dealers whopurchase the Notes for sale to certain fee-based advisory accounts and/or eligible institutional investors may forgo someor all of their selling concessions, fees or commissions. The public offering price for investors purchasing the Notes inthese accounts and/or for an eligible institutional investor may be as low as $991.50 per $1,000 principal amount of Notes. The information in this “Key Terms” section is qualified by any more detailed information set forth in this pricingsupplement and in the accompanying prospectus, prospectus supplement and product supplement. Interest Rate:5.00% per annumInterest Payment Dates:*Semiannually, on the 21st calendar day of January and July of each year, beginning onJanuary 21, 2026 and ending on the Maturity Date. If an Interest Payment Date is not a You should read this pricing supplement together with the prospectus dated December 20, 2023, as supplemented by theprospectus supplement dated December 20, 2023, relating to our Senior Global Medium-Term Notes, Series J, of which the Notes are a part, and the product supplement no. 1A dated May 16, 2024. This pricing supplement, together withthese documents, contains the terms of the Notes and supersedes all other prior or contemporaneous oral statements aswell as any other written materials, including preliminary or indicative pricing terms, correspondence, trade ideas,structures for implementation, sample structures, fact sheets, brochures or other educational materials of ours.We have not authorized anyone to provide any information or to make any representations other than those contained or information contained in each such document is current only as of its date.If the information in this pricing supplement differs from the information contained in the documents listed below, youshould rely on the information in this pricing supplement. debt securities. We urge you to consult your investment, legal, tax, accounting and other advisers before you invest in the reviewing our filings for the relevant date on the SEC website):Prospectus dated December 20, 2023: Prospectus Supplement dated December 20, 2023:https://www.sec.gov/Archives/edgar/data/1000275/000119312523299523/d638227d424b3.htm https://www.sec.gov/Archives/edgar/data/1000275/000095010324006777/dp211286_424b2-ps1a.htm Canada,” the “Bank,” “we,” “our” and “us” mean only Royal Bank of Canada. RBC Capital Markets, LLC The Notes involve risks not associated with an investment in ordinary fixed rate notes. We urge you to consult yourinvestment, legal, tax, accounting and other advisers before you invest in the Notes. Some of the risks that apply to an investment in the Notes are summarized below, but we urge you to read also the “Risk Factors” sections of theaccompanying prospectus, prospectus supplement and product supplement. You should not purchase the Notes unlessyou understand and can bear the risks of investing in the Notes. interest payable on the Notes is greater than the interest that would be payable on our other instruments of acomparable maturity, terms and credit rating trading in the market. If the Notes are redeemed prior to the MaturityDate, you may have to re-invest the proceeds in a lower rate environment, and you will not receive any furtherpayments on the Notes. youcould lose your entire investment.In addition,any negative changes in market perceptions about ourcreditworthiness may adversely affect the market value of the Notes. Risks Relating to the Secondary Market for the NotesThere May Not Be an Act